QUICK LINKS
Charge Smart: 5 Credit Card Travel Tips
Using a credit card while traveling is not just about funding your trip – it’s about leveraging its benefits.
Here to Help You Thrive
Access the financial tools and resources you need to succeed, today and tomorrow.
Open an Account LoginOur Members Get More
Capitalize on the benefits of living, working, or worshiping in the South Bay area.
Open an Account Login
Here to Help You Thrive
Access the financial tools and resources you need to succeed, today and tomorrow.
Open an Account Login
Our Members Get More
Capitalize on the benefits of living, working, or worshiping in the South Bay area.
Open an Account Login
Here to Help You Thrive
Access the financial tools and resources you need to succeed, today and tomorrow.
Open an AccountOur Members Get More
Capitalize on the benefits of living, working, or worshiping in the South Bay area.
Open an Account
Here to Help You Thrive
Access the financial tools and resources you need to succeed, today and tomorrow.
Open an AccountOur Members Get More
Capitalize on the benefits of living, working, or worshiping in the South Bay area.
Open an Account
Why Choose South Bay Credit Union?
Ever since we opened our doors in the early 1950s, we’ve been passionate about empowering our members to live their best lives. As a not-for-profit credit union, we’re here to serve our members – not shareholders. That means we’re able to provide better rates, fewer fees, and more valuable benefits to empower our members to live better and do better.
With a full suite of personal and business banking solutions, powerful digital tools, and unparalleled member benefits, South Bay Credit Union is the preferred financial institution for individuals, families, and businesses in the South Bay. Anyone who lives, works, or worships in the South Bay community is welcome to join.
Master Your Money
South Bay Credit Union puts you in control of your money with everyday banking solutions. From checking accounts to home mortgages, credit cards to auto loans, our members have access to the tools they need to achieve their financial goals, now and in the future.
The Credit Union Difference
We’re committed to uplifting the communities we serve. Here are a few ways we help our members to live better and do better.
03600+
Employee volunteer hours were given to make an impact.
020+
Local organizations received donations or sponsorships.
$0150000+
Has been raised for the Children’s Miracle Network.
What Our Members Have to Say
The right financial partner makes all the difference. Find out why individuals, families, and businesses in the South Bay community trust South Bay Credit Union to help achieve their goals.
I just joined South Bay Credit Union and love everything that they stand for! They are here to support the South Bay Community and everyone there is so helpful, available, and kind! Also, as a younger person I love how they are open to teaching about financial literacy.
Mackie
I live around the corner, so I decided to go in for an auto loan. I was blown away at the exceptional service I received. I was helped right away and able to get my new car the same day. The whole process was so smooth and easy. Highly recommended!
Alan
From the first time that we walked into South Bay Credit Union we were greeted with a welcome that was sincere. They worked with us to purchase a home when we didn’t think it was possible. Their services such as bill pay, low interest credit accounts, etc. are exceptional and we trust them sincerely.
Sue
Get Started Today
Enjoy better rates, fewer fees, and the truly personal service you deserve as a member of the South Bay community.
Build Your Business
Simple Cash Management
Keep payables and receivables running smoothly with business accounts and cash management services from South Bay Credit Union. We offer the tools you need to make business money management a breeze.
Build Your Business
Easy Business Financing
Start or grow a business you can be proud of with streamlined access to capital. At South Bay Credit Union, we’ll help you improve your cash flow because we recognize that growing businesses help our community thrive, and successful business owners reinvest in our neighborhoods in many ways.
Build Your Business
Free Employee Benefits
Attract and retain better employees by enriching your benefits package with credit union benefits at no cost to you. Your employees will enjoy a lifetime South Bay Credit Union membership plus plenty of free benefits like direct deposit, checking account, Visa® debit card, online banking, mobile app, and credit score evaluations.
Learn & Grow With Us
Buying a New Car? Don’t Overlook These Expenses
Car buying isn’t just about the sticker price. Learn about all the costs involved so you’re financially prepared.
A Guide to 6 Common College Expenses
College tuition rates and living expenses are steadily climbing. Understanding all expenses you’ll face can help you proactively create a sound financial plan.
Learn & Grow With Us
Charge Smart: 5 Credit Card Travel Tips
Unlock the world with every swipe: Your credit card is your ultimate travel companion! Let’s set the scene: You’re all packed and ready for that dream vacation. But wait! Have you thought about the best way to finance your adventure? Using a credit card while traveling is not just about funding your trip – it’s >>
Buying a New Car? Don’t Overlook These Expenses
Buying your first vehicle can be an exciting experience, marking a major step towards independence and freedom. However, you should go into this process with your eyes wide open. Here’s a detailed breakdown to ensure you’re financially prepared for the journey ahead. Sales tax and destination charges Taxes vary by state and locality, often >>
A Guide to 6 Common College Expenses
College is the time when many people branch out into the world on their own, experiencing complete independence and responsibility for the first time. Smartly managing your finances can be one of the most difficult responsibilities to master, and the sheer cost of college expenses can make it even more troublesome. With some planning and >>
