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Straightforward and Stress-Free

Ready to make the most of your money?
Get a FREE checking account from a true local partner.
Ready to make the most of your money? Get a FREE checking account from a true local partner.

New Member Existing Member

Low on Fees.
Big on Benefits.

Tired of jumping through hoops to avoid extra fees? Switch to hassle-free banking with the financial partner that was built for our South Bay community!

No Minimum Balance

No Minimum Balance – Get the flexibility and peace of mind you need.

No Minimum Balance

No Minimum Balance – Get the flexibility and peace of mind you need.

No Minimum to Open

No Minimum to Open – Easily open a free checking account online, right now.

No Minimum to Open

No Minimum to Open – Easily open a free checking account online, right now.

All the Essentials

All the Essentials – Enjoy 24/7 account access + the latest digital tools.

All the Essentials

All the Essentials – Enjoy 24/7 account access + the latest digital tools.

Top-Notch Team

Top-Notch Team – Here for you at our Redondo Beach and Lomita branches.

Top-Notch Team

Top-Notch Team – Here for you at our Redondo Beach and Lomita branches.

Low on Fees. <br>Big on Benefits.
<span class="text-nowrap">Keep It Simple With</span><br> <span>Choice Checking</span>

Keep It Simple With
Choice Checking

Save time and do more with online and mobile tools that make it easy to spend, move, and manage your money.

Free Visa® debit card that works with mobile wallets

Free Visa® debit card that works with mobile wallets

Optional Courtesy Pay or Overdraft Protection

Optional Courtesy Pay or Overdraft Protection

Free eStatements and unlimited check writing

Free eStatements and unlimited check writing

No minimum to open

No minimum to open

Ready to open your Choice Checking account? Click below.

Please review disclosures and account agreement here.

Get a Fresh Start WithGet a Fresh Start WithCarefree Checking

Take control of your finances with this flexible account – perfect if you’re new to banking or want to start over.  

Bank On-certified as a low-cost, safe, 
and accessible account

Bank On-certified as a low-cost, safe, 
and accessible account

Free Visa® debit card that works with mobile wallets

Free Visa® debit card that works with mobile wallets

Free eStatements and unlimited check writing

Free eStatements and unlimited check writing

No minimum to open

No minimum to open

Ready to open your Carefree Checking account? Click below.

Please review disclosures and account agreement here.

<span class="text-nowrap d-none d-md-block">Get a Fresh Start With</span><span class="d-md-none">Get a Fresh Start With</span><span>Carefree Checking</span>
<span class="text-nowrap d-none d-md-block">People-Driven. Always.</span><span class="d-md-none">People-Driven. Always.</span>

People-Driven. Always.People-Driven. Always.

As a full-service financial partner, we’ve been helping our neighbors thrive since 1953. We’re member-owned and not-for-profit, so you get more value at every step. 

30,000+ free ATMs and 5,000+ shared branches nationwide

30,000+ free ATMs and 5,000+ shared branches nationwide

Secure digital tools, including mobile wallets and a powerful mobile banking app

Secure digital tools, including mobile wallets and a powerful mobile banking app

Accounts and loans for every stage of life – plus better rates and fewer fees

Accounts and loans for every stage of life – plus better rates and fewer fees

Exclusive member benefits and financial wellness resources

Exclusive member benefits and financial wellness resources

Make Banking a Breeze With Free Checking

Ready to make the switch to South Bay Credit Union? It’s easy to get started.