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Credit Cards

Go Further With the Right Card

Enjoy great rates, more convenience, and flexible purchasing power anywhere Visa® is accepted.

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Find the Right Card for Your Life

Visa® Credit Card

This low-interest option is great for everyday spending and making large purchases affordably.

  • No annual fee
  • Credit limit of up to $20,000
  • Low minimum monthly payment requirements – just 2% of your outstanding balance
  • 25-day grace period on purchases
  • Real-time card management via Online Banking or the Mobile Banking App
  • Cash advances and balance transfers available

Share Secured Visa®Credit Card

Build or repair your credit with a low-rate card secured by your South Bay Credit Union Share Savings account balance.

  • No annual fee
  • Credit limit is determined by your savings account balance
  • Low minimum monthly payment requirements – just 2% of your outstanding balance
  • 25-day grace period on purchases
  • Real-time card management via Online Banking or the Mobile Banking App
  • Cash advances and balance transfers available
  • Responsible use may qualify you for an unsecured card with a higher credit limit in the future

We recommend our Visa® Credit Card.

Learn More

We recommend our Share Secured Visa® Credit Card.

Learn More

Customize Your Card

Personalize your South Bay Credit Union Visa® credit card and choose your favorite design from one of five custom options. It’s fast and easy!

More Perks for Your Life

More Perks for Your Life

No matter which South Bay Credit Union Visa® credit card you choose, you can enjoy easy access to hotel accommodations, transportation, entertainment, and cash when you need it, plus:

Auto rental and travel accident insurance

Auto rental and travel accident insurance

Free payment reminder text alerts through e-Notices

Free payment reminder text alerts through e-Notices

24/7 real-time account access to securely view your account history or eStatements, make payments, or transfer balances using Online Banking or our Mobile Banking App

24/7 real-time account access to securely view your account history or eStatements, make payments, or transfer balances using Online Banking or our Mobile Banking App


Tap to Pay With Your Mobile Wallet

Add your South Bay Credit Union Visa® credit card to your phone’s mobile wallet and quickly make secure, contactless purchases from the convenience of your phone while you’re out and about – no cash or card needed. Mobile wallets are:

Available for Apple Pay®, Google Pay, and Samsung Pay®

Available for Apple Pay®, Google Pay, and Samsung Pay®

More secure than paying with cash or a card that can be lost or stolen

More secure than paying with cash or a card that can be lost or stolen

Accepted at millions of local, national, and online retailers

Accepted at millions of local, national, and online retailers

A faster and more convenient way to checkout in stores – just tap to pay and get on your way!

A faster and more convenient way to checkout in stores – just tap to pay and get on your way!

Registration required. Terms & conditions apply. Please check with your carrier provider.

Apple Pay® is a registered trademark of Apple Inc. Google Pay is a trademark of Google LLC. Samsung Pay® is a trademark of Samsung Electronics Co., Ltd.

Tap to Pay With Your Mobile Wallet

Save Big With a Balance Transfer

Save Big With a Balance Transfer

Take advantage of our great low rates and transfer your high-interest debt to your South Bay Credit Union Visa® credit card. You could potentially lower your monthly payment and save hundreds on interest!

Take the Next Step

Get started with our quick, secure online application, or apply in person at your local branch.

Promotional Disclosure

*Restrictions Apply. 0% Interest applies to purchases made using your South Bay Credit Union Visa credit card from Monday, November 20 through Monday, November 27. Interest will continue to accrue on additional balances held at your qualified rate. This offer is available to lines of credit in good standing.

South Bay Credit Union Works for YOU

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