Checking Accounts
Accounts That Fit Your Needs
Make the most of your money with a checking account designed to fit your life. Enjoy easy access, no monthly fees, and the freedom to manage your finances the way that works best for you.
Open an AccountChecking Accounts
Accounts That Fit Your Needs
Make the most of your money with a checking account designed to fit your life. Enjoy easy access, no monthly fees, and the freedom to manage your finances the way that works best for you.
Open an Account
Explore Our Checking Accounts
Choice Checking
Get everything you need to manage your everyday spending with ease.
- No minimum balance requirement
- No minimum opening deposit
- Optional Courtesy Pay or Overdraft Protection
- Free eStatements
- Free Visa® debit card with mobile wallet compatibility
- Surcharge-free access to 30,000 ATMs nationwide
- Free payroll deductions via Direct Deposit
- Unlimited check writing
Carefree Checking
An easy checking solution for those just getting started, or looking to start over.
- No minimum balance requirement
- No minimum opening deposit
- Free eStatements
- Free Visa® debit card with mobile wallet compatibility
- Surcharge-free access to 30,000 ATMs nationwide
- Free payroll deductions via Direct Deposit
- Unlimited check writing
- BankOn certified account
Plus Checking
Enjoy all the benefits of Choice Checking, plus earn interest on your balance.
- Low minimum balance requirement of $2,500 to earn dividends
- Optional Courtesy Pay or Overdraft Protection
- Free eStatements
- Free Visa® debit card with mobile wallet compatibility
- Surcharge-free access to 30,000 ATMs nationwide
- Free payroll deductions via Direct Deposit
- Unlimited check writing
- Higher dividend rate for balances over $2,500
*Please review disclosures and account agreement here.
Order Checks Online
Easily order custom checks or choose your own personalized checks for your South Bay Credit Union checking account. Contact a Member Service Representative at 310.374.3436 if you need assistance.

Reap the Rewards of Membership
Here, you have the power to live better – for less.
Discount Tickets & Special Event Offers: When you purchase tickets to theme parks, movie theaters, concerts, and sporting events through ticketsatwork.com, use company code SBCU to get your member discount.
Discount Tickets & Special Event Offers: When you purchase tickets to theme parks, movie theaters, concerts, and sporting events through ticketsatwork.com, use company code SBCU to get your member discount.
Affordable Vacations: Receive discount pricing on DISNEYLAND® vacation packages, stays at DISNEYLAND® Resorts, cruises, and more when you plan your trip with Get Away Today® and mention you are a South Bay Credit Union member.
Affordable Vacations: Receive discount pricing on DISNEYLAND® vacation packages, stays at DISNEYLAND® Resorts, cruises, and more when you plan your trip with Get Away Today® and mention you are a South Bay Credit Union member.
Vendor Discounts: South Bay Credit Union members are entitled to discounts on car rentals, phone plans, memberships, and more through LoveMyCreditUnionRewards.com.
Vendor Discounts: South Bay Credit Union members are entitled to discounts on car rentals, phone plans, memberships, and more through LoveMyCreditUnionRewards.com.

Manage Money Your Way
Enjoy powerful digital tools to help you bank wherever and whenever it’s convenient for you.
Bank anywhere, anytime with secure online & mobile banking.
Bank anywhere, anytime with secure online & mobile banking.
Pay bills, transfer funds, deposit checks, and more 24/7.
Pay bills, transfer funds, deposit checks, and more 24/7.
Receive real-time alerts about your account activity.
Receive real-time alerts about your account activity.
Make budgeting easy with free money management tools.
Make budgeting easy with free money management tools.
Make fast, touch-free payments using your phone’s mobile wallet.
Make fast, touch-free payments using your phone’s mobile wallet.
Access 30,000+ free ATMs nationwide.
Access 30,000+ free ATMs nationwide.
Get Started Today
Ready to make the most of your South Bay Credit Union membership?
South Bay Credit Union Works for YOU
Savings Accounts
Put Your Goals Within Reach
Earn competitive rates and build a strong financial future.
Credit Cards
Enhance Your Buying Power
Enjoy a great low rate and worldwide purchasing power.
Home Loans
Make Your Dreams a Reality
Explore ways to buy or refi your home or access its equity.