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Checking Accounts

Accounts That Fit Your Needs

Make the most of your money with a checking account designed to fit your life.

Open an Account

 Set your kids up for success with a complimentary Greenlight subscription as a member of South Bay Credit Union.

Get Started Today

Explore Our Checking Accounts

Choice Checking

Get everything you need to manage your everyday spending with ease.

  • No minimum balance requirement
  • No minimum opening deposit
  • Optional Courtesy Pay or Overdraft Protection
  • Free eStatements
  • Free Visa® debit card with mobile wallet compatibility
  • Surcharge-free access to 30,000 ATMs nationwide
  • Free payroll deductions via Direct Deposit
  • Unlimited check writing

Plus Checking

Enjoy all the benefits of Choice Checking, plus earn interest on your balance.

  • Low minimum balance requirement of $2,500
  • No minimum opening deposit
  • Optional Courtesy Pay or Overdraft Protection
  • Free eStatements
  • Free Visa® debit card with mobile wallet compatibility
  • Surcharge-free access to 30,000 ATMs nationwide
  • Free payroll deductions via Direct Deposit
  • Unlimited check writing
  • Higher dividend rate for balances over $2,500

Carefree Checking

An easy checking solution for those just getting started, or looking to start over.

  • No minimum balance requirement
  • No minimum opening deposit
  • Free eStatements
  • Free Visa® debit card with mobile wallet compatibility
  • Surcharge-free access to 30,000 ATMs nationwide
  • Free payroll deductions via Direct Deposit
  • Unlimited check writing
  • BankOn certified account

*Please review disclosures and account agreement here.

Order Checks Online

Easily order custom checks or choose your own personalized checks for your South Bay Credit Union checking account. Contact a Member Service Representative at 310.374.3436 if you need assistance.

Reap the Rewards of Membership

Reap the Rewards of Membership

Here, you have the power to live better – for less.

Discount Tickets & Special Event Offers:

Discount Tickets & Special Event Offers: When you purchase tickets to theme parks, movie theaters, concerts, and sporting events through ticketsatwork.com, use company code SBCU to get your member discount.

Discount Tickets & Special Event Offers:

Discount Tickets & Special Event Offers: When you purchase tickets to theme parks, movie theaters, concerts, and sporting events through ticketsatwork.com, use company code SBCU to get your member discount.

Affordable Vacations:

Affordable Vacations: Receive discount pricing on DISNEYLAND® vacation packages, stays at DISNEYLAND® Resorts, cruises, and more when you plan your trip with Get Away Today® and mention you are a South Bay Credit Union member.

Affordable Vacations:

Affordable Vacations: Receive discount pricing on DISNEYLAND® vacation packages, stays at DISNEYLAND® Resorts, cruises, and more when you plan your trip with Get Away Today® and mention you are a South Bay Credit Union member.

Vendor Discounts:

Vendor Discounts: South Bay Credit Union members are entitled to discounts on car rentals, phone plans, memberships, and more through LoveMyCreditUnionRewards.com.

Vendor Discounts:

Vendor Discounts: South Bay Credit Union members are entitled to discounts on car rentals, phone plans, memberships, and more through LoveMyCreditUnionRewards.com.


Tap to Pay With Your Mobile Wallet

Add your South Bay Credit Union debit card to your phone’s mobile wallet and make fast, secure purchases while you’re out and about – no cash or card needed.

Apple Pay
Google Pay
Samsung Pay

Tap to Pay With Your Mobile Wallet

Manage Money Your Way

Manage Money Your Way

Enjoy powerful digital tools to help you bank wherever and whenever it’s convenient for you.

Bank anywhere, anytime with secure online & mobile banking.

Bank anywhere, anytime with secure online & mobile banking.

Pay bills, transfer funds, deposit checks, and more 24/7.

Pay bills, transfer funds, deposit checks, and more 24/7.

Receive real-time alerts about your account activity.

Receive real-time alerts about your account activity.

Make budgeting easy with free money management tools.

Make budgeting easy with free money management tools.

Make fast, touch-free payments using your phone’s mobile wallet.

Make fast, touch-free payments using your phone’s mobile wallet.

Access 30,000+ free ATMs nationwide.

Access 30,000+ free ATMs nationwide.

Get Started Today

Ready to make the most of your South Bay Credit Union membership?

South Bay Credit Union Works for YOU

Savings Accounts

Put Your Goals Within Reach

Earn competitive rates and build a strong financial future.

Credit Cards

Enhance Your Buying Power

Enjoy a great low rate and worldwide purchasing power.

Home Loans

Make Your Dreams a Reality

Explore ways to buy or refi your home or access its equity.