Schedule Of Fees
EFFECTIVE DECEMBER 1, 2024
ALL CHARGES ARE BASED ON PER ITEM UNLESS OTHERWISE STATED.
General
Par Value (Membership)
$5
Paper Statement
$5
ATM Return Deposit Adjustment
$10
Overnight Delivery
Actual Cost
Certified Mail
Actual Cost
Legal Processing
$50
Backup Withholding (per IRS)
$50
Member Support
Research Request
$25 hour, minimum 1 hour
Returned Mail
$5
Notary
State Mandated
Inactivity/Dormancy/Escheat Processing1
$5
Savings Products
Account Falls Below Minimum Requirement
$2
Checking Products
Reset Checking
$15 Monthly
Plus Checking (if below minimum requirement)
$10 Monthly
Temporary Checks
$2 per sheet
Check Reorder
Actual Cost
Special Check Handling
$15
Non-member Check Cashing Fee
$15
Return & Overdraft Items*
Item Returned as Non-sufficient Funds (NSF)2
$18 per presentment
Returned Item1
$18
Uncollected Funds (UCF)
$18
Courtesy Pay (Check, ACH, Debit card)1
$18
Savings & Checking Account Services
Stop Payment Request
$20
Electronic Payment
$5 ACH or $14 credit/debit card
Bill Pay Services
Bill Pay Research
Actual Cost
Bill Pay/Check Stop Payment
$20
Debit
Replace Card
1 free per year; $25/each thereafter
Courtesy Pay Plus1 (Debit card transactions)
$18
Rush Debit Card
$35
Foreign Transactions3
1% of each transaction in USD
Credit Cards
Replace Card
1 free per year; $25/each thereafter
NSF Check2
$18 per presentment
Return Convenience Check
$18
Convenience Check Stop
$20
Rush Credit Card
$35
Late Charge
$10
Foreign Transactions
1% of each transaction in USD
Cash Advance
$10 or 2% of advance, whichever greater
Wire/ACH Services
Wire Transfer: Outgoing/Domestic
$25
Wire Transfer: Outgoing/Foreign
$50
Wire Transfer: Outgoing/Foreign (Carefree)
$25
Wire Trace
Actual Cost
ACH Stop Payment
$20
Consumer Loans
Collection Fee
Actual Cost
1Not applicable for Carefree checking accounts
2An NSF service charge is assessed each time an item is presented against insufficient funds. The payee (or the payee’s institution) may re-present a previously returned item. Each presentment against insufficient funds will result in a separate service charge.
3The charge applies to any debit or credit card transaction made at a location in a foreign country, or payable to a merchant located in a foreign country even if you initiate the transaction from within the United States.