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Schedule Of Fees

Schedule of Fees accurate as of December 1 2024. For a printable version of our Schedule of Fees, click here. Please contact us if you have questions or need more information.

EFFECTIVE DECEMBER 1, 2024

ALL CHARGES ARE BASED ON PER ITEM UNLESS OTHERWISE STATED.

General

Par Value (Membership)

$5

Paper Statement

$5

ATM Return Deposit Adjustment

$10

Overnight Delivery

Actual Cost

Certified Mail

Actual Cost

Legal Processing

$50

Backup Withholding (per IRS)

$50

Member Support

Research Request

$25 hour, minimum 1 hour

Returned Mail

$5

Notary

State Mandated

Inactivity/Dormancy/Escheat Processing1

$5

Savings Products

Account Falls Below Minimum Requirement

$2

Checking Products

Reset Checking

$15 Monthly

Plus Checking (if below minimum requirement)

$10 Monthly

Temporary Checks

$2 per sheet

Check Reorder

Actual Cost

Special Check Handling

$15

Non-member Check Cashing Fee

$15

Return & Overdraft Items*

Item Returned as Non-sufficient Funds (NSF)2

$18 per presentment

Returned Item1

$18

Uncollected Funds (UCF)

$18

Courtesy Pay (Check, ACH, Debit card)1

$18

Savings & Checking Account Services

Stop Payment Request

$20

Electronic Payment

$5 ACH or $14 credit/debit card

Bill Pay Services

Bill Pay Research

Actual Cost

Bill Pay/Check Stop Payment

$20

Debit

Replace Card

1 free per year; $25/each thereafter

Courtesy Pay Plus1 (Debit card transactions)

$18

Rush Debit Card

$35

Foreign Transactions3

1% of each transaction in USD

Credit Cards

Replace Card

1 free per year; $25/each thereafter

NSF Check2

$18 per presentment

Return Convenience Check

$18

Convenience Check Stop

$20

Rush Credit Card

$35

Late Charge

$10

Foreign Transactions

1% of each transaction in USD

Cash Advance

$10 or 2% of advance, whichever greater

Wire/ACH Services

Wire Transfer: Outgoing/Domestic

$25

Wire Transfer: Outgoing/Foreign

$50

Wire Transfer: Outgoing/Foreign (Carefree)

$25

Wire Trace

Actual Cost

ACH Stop Payment

$20

Consumer Loans

Collection Fee

Actual Cost

1Not applicable for Carefree checking accounts

2An NSF service charge is assessed each time an item is presented against insufficient funds. The payee (or the payee’s institution) may re-present a previously returned item. Each presentment against insufficient funds will result in a separate service charge.

3The charge applies to any debit or credit card transaction made at a location in a foreign country, or payable to a merchant located in a foreign country even if you initiate the transaction from within the United States.