*Restrictions Apply. All minors must qualify for membership based on their home address or the school they currently attend. An original birth certificate, and Social Security card, or current school ID in the name of the minor must be provided at the time of account opening. You may be required to bring proof of identification into a branch before membership can be established. A qualified joint owner over the age of 18 must provide government-issued identification. The joint owner will remain on the minor account until the minor is over 18 years old and has requested the removal of the joint owner in writing. All account disclosures, agreements, and contracts will be binding under the joint owner’s information and responsibility.
**The joint owner must sign a debit card authorization form before ordering a debit card. Any issued credit cards, signature loans, or lines of credit will be 100% share secured and require a qualified joint owner. Debit and/or credit cards will not be issued in the name of the joint owner unless requested. All loans are subject to underwriting review.