Transfers & Payments

24/7 Payment Convenience

Easily make payments to your South Bay Credit Union loan or credit card or transfer funds between accounts.

Transfers & Payments

24/7 Payment Convenience

Easily make payments to your South Bay Credit Union loan or credit card or transfer funds between accounts.

You’ve Got Options

As a valued South Bay Credit Union member, you have access to a variety of options to make fast, secure electronic payments and transfers, whenever it’s convenient for you. These features are available in online banking and our mobile app.

Make payments or deposits anytime

Make external account transfers

Set up automatic payments

Available online and on our mobile app

Avoid Late Payments with e-Pay

Use our secure online portal to make your South Bay Credit Union loan payment by credit card anytime, day or night. Payments made after 5pm are processed the next business day but your payment will be applied the same day, so you won’t be charged a late fee.

Pay with your Visa or Mastercard from an external financial institution

Maximum payment is $5,000

$14 convenience fee

Set up automatic payments to avoid the convenience fee

Pay Now With Visa

Pay Now With Mastercard

Credit Card and Loan Transfers

If you have funds available in a South Bay Credit Union deposit account (checking, savings, or money market), you can quickly set up automatic loan payments in online banking or your South Bay Credit Union Mobile Banking App. It’s a safe and convenient way to make sure your loan payments are made on time, all the time. You can:

Make a payment immediately

Set up a one-time payment for a future date

Schedule recurring payments (weekly, biweekly, monthly, or quarterly)

Safely Transfer Money Between Accounts

Easily transfer money between your accounts at South Bay Credit Union and other financial institutions with Account to Account (A2A) Transfers – it’s free, fast, and secure! You must be a legal owner on both accounts, and you’ll need the routing number and account number of your external account to get started.

Once your request has been processed, log in to your account to transfer funds.

Please allow 2–3 business days for your transfer to process.

Skip-A-Pay

South Bay Credit Union offers "skip-a-pay", a loan payment deferral option for vehicle or personal loans. You can check if your loan qualifies to skip a payment through online banking or your South Bay Credit Union Mobile Banking App. Take advantage of your skip-a-pay option and skip up to two loan payments a year. To take advantage of skip-a-pay:

Your account must be current and in good standings

A skip-a-pay fee will be assessed at time of processing

Interest will continue to accrue on any outstanding balance at your qualified rate

Wire Transfers, Incoming and Outgoing

Use our secure online portal within home banking to make your outgoing wire transfer request anytime, day or night. Transfer requests made after 12pm are processed the next business day.

Outgoing domestic wire transfer fee is $25

Outgoing international wire transfer fee is $50

Receive incoming wires

Outgoing Wire Transfer Request

Incoming Wire Instructions