Government Benefits

Financial Help Our Members Deserve

Millions of families struggle to make ends meet. South Bay Credit Union understands. That’s why we’ve partnered with Starlight to help members during times of financial need.

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Government Benefits

Financial Help Our Members Deserve

Millions of families struggle to make ends meet. South Bay Credit Union understands. That’s why we’ve partnered with Starlight to help members during times of financial need.

Get Started

Tailored Support for Your Financial Needs

Get proactive, personalized guidance to access government programs that can help members save on key expenses, including childcare, food, medical expenses, utilities, and more.

Unlock Unclaimed Government Assistance

Through South Bay Credit Union, lower-income households have a gateway to $140 billion in unclaimed government financial assistance, providing crucial support to those who need it most.

The All-in-One Source for Programs and Benefits

South Bay Credit Union members can easily find local, state, and federal benefits with Starlight. Get estimates on potential savings for programs that can help with:

Childcare

Food costs

Medical insurance and expenses

Tax credits

Unemployment benefits

Utility bills

Step-by-Step Support

Members get step-by-step guidance on how to apply for programs and follow-up texts and reminders along the way.

“The amount I saved makes a huge difference for me financially.”

“Accessing government benefits was an incredibly disempowering experience. You all made it so easy.”

Step-by-Step Support

Members get step-by-step guidance on how to apply for programs and follow-up texts and reminders along the way.

“The amount I saved makes a huge difference for me financially.”

“Accessing government benefits was an incredibly disempowering experience. You all made it so easy.”

Get Help With These Programs

Explore government programs you may be eligible for. Click on the program name below to see details and learn how you can benefit.

Are you struggling with childcare bills? Childcare assistance programs may offer financial relief by subsidizing the cost of childcare for eligible families. This allows parents to continue working or pursuing education while ensuring their children are cared for in a safe environment. Discover if you qualify for reduced childcare expenses and make parenting a bit easier on your wallet.

The Child Tax Credit offers families direct financial help to support the cost of raising children. This tax credit is available to qualifying families and can dramatically reduce the financial burden of parenting. Check your eligibility to learn how you can save with the CTC.

The Earned Income Tax Credit is designed to help working individuals and families receive financial relief. By reducing the amount of tax owed and potentially increasing your refund, EITC helps around 25 million people each year keep more of their hard-earned money. See what benefits you qualify for and whether you can claim this credit on your tax return.

Struggling with utility bills? LIHEAP provides financial assistance to individuals and households for utilities, including heating and cooling bills and electricity bills. Apply for utilities assistance with LIHEAP.

Medicaid, or Medi-Cal, provides comprehensive health insurance to eligible individuals and families, offering relief from the high costs of medical care. Check your Medi-Cal eligibility and see how you can apply.

SNAP, also known as CalFresh in California, provides crucial food assistance to eligible individuals and families. By using an Electronic Benefits Transfer (EBT) card, similar to a debit card, recipients can purchase food at participating stores. Determine your eligibility and receive guidance through the application process.

For those who have lost their job through no fault of their own, unemployment benefits offer short-term financial assistance to ease the burden. These benefits support your financial needs while you seek new employment. Explore how to apply for unemployment benefits and understand your eligibility.

WIC supports the health of pregnant women, new mothers, and young children with nutrition education, healthcare referrals, and food assistance. If you’re a mother or expecting, see how WIC can help you and your child thrive. Check local requirements and apply to see what benefits you qualify for.

South Bay Credit Union members can use Starlight for FREE.

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