Disclosures
Disclaimer of Liability and Endorsement
The links provided on this site are for your convenience. This in no way implies an endorsement by South Bay Credit Union, as South Bay Credit Union does not maintain the sites and is not responsible for the content or availability of any linked site. Any issues arising from the content, the use of, or the inability to access these sites should be directed to the actual site owner.
With respect to the documents or services which may become available from this server, neither South Bay Credit Union nor any of its employees makes any warranty, express or implied, including the warranties of merchantability and fitness for a particular purpose, nor assumes any legal liability or responsibility for the accuracy, completeness, or usefulness of any information, product, service, or process disclosed.
In addition, any reference herein to any specific commercial product, process or service by manufacturer, trademark, trade name, or otherwise, does not constitute nor imply South Bay Credit Union’s endorsement or recommendation.
The links provided on this site are for your convenience. This in no way implies an endorsement by South Bay Credit Union, as South Bay Credit Union does not maintain the sites and is not responsible for the content or availability of any linked site. Any issues arising from the content, the use of, or the inability to access these sites should be directed to the actual site owner.
With respect to the documents or services which may become available from this server, neither South Bay Credit Union nor any of its employees makes any warranty, express or implied, including the warranties of merchantability and fitness for a particular purpose, nor assumes any legal liability or responsibility for the accuracy, completeness, or usefulness of any information, product, service, or process disclosed.
In addition, any reference herein to any specific commercial product, process or service by manufacturer, trademark, trade name, or otherwise, does not constitute nor imply South Bay Credit Union’s endorsement or recommendation.
You might be asking, “If credit unions are not-for-profit, why do they charge fees?” As a not-for-profit cooperative, the only way we can raise money (i.e., capital) is by charging interest on loans or by charging fees for services. The money we earn is used to pay the expenses associated with providing service, paying interest on savings/investment accounts, and the rest goes to capital.We keep our fees as low as possible! We are confident that if you compare our fees & charges list with the banks, you will see tremendous savings.We try to keep it fair. Some fees are pass-through, some are directly related to the cost of providing the service, some are avoidable by changing behavior. We strive to offer as many options as possible; if you are concerned about a particular fee we charge, let’s talk about it. There may be other options.We haven’t changed any fees in more than 8 years. We understand that the economy has been tough at times. We work hard to keep our credit union strong while being able to offer you even better services.We don’t believe in hidden fees. We try to keep you informed along the way and provide you the tools to minimize the cost.Please let us know if you have any questions by emailing us at sbcu@southbaycu.com or calling 310.374.3436.Access our current fee schedule here.
Federal law requires financial institutions to tell you how we collect, share, and protect your personal information. Please read our Privacy Notice carefully to understand how South Bay Credit Union uses, stores, and keeps your personal data secure, and what steps you can take to limit sharing.
Cookie Policy
Our Cookie Policy explains what cookies are, the information we collect using cookies, how that information is used, and how to control your cookie preferences.You can change or withdraw your consent from the Cookie Declaration on our website at any time. Your consent applies to the following domain: www.southbaycu.com. Manage your consent.Cookie FAQs
Cookies are small text files that are used to store small pieces of information. The cookies are stored on your device when the website is loaded on your browser. These cookies help us make the website function properly, make the website more secure, provide a better user experience, and understand how the website performs to analyze what works and where it needs improvement.
Like most online services, our website uses first-party and third-party cookies for a number of purposes. The first-party cookies are mostly necessary for the website to function the right way, and they do not collect any of your personally identifiable data.
The third-party cookies used on our websites are used mainly for understanding how the website performs, learning how you interact with our website, keeping our services secure, and providing advertisements that are relevant to you, in order to provide you with a better and improved user experience and help speed up your future interactions with our website.
The third-party cookies used on our websites are used mainly for understanding how the website performs, learning how you interact with our website, keeping our services secure, and providing advertisements that are relevant to you, in order to provide you with a better and improved user experience and help speed up your future interactions with our website.
Necessary cookies are absolutely essential for the website to function properly. These cookies ensure basic functionalities and security features of the website, anonymously.
The cookies used on our website are grouped into the following categories:
The cookies used on our website are grouped into the following categories:
| Cookie | Duration | Description |
|---|---|---|
| apbct_cookies_test | session | CleanTalk sets this cookie to prevent spam on comments and forms and act as a complete anti-spam solution and firewall for the site. |
| apbct_page_hits | session | CleanTalk sets this cookie to prevent spam on comments and forms and act as a complete anti-spam solution and firewall for the site. |
| apbct_prev_referer | session | Functional cookie placed by CleanTalk Spam Protect to store referring IDs and prevent unauthorized spam from being sent from the website. |
| apbct_site_landing_ts | session | CleanTalk sets this cookie to prevent spam on comments and forms and act as a complete anti-spam solution and firewall for the site. |
| apbct_site_referer | 3 days | This cookie is placed by CleanTalk Spam Protect to prevent spam and to store the referrer page address which led the user to the website. |
| apbct_timestamp | session | CleanTalk sets this cookie to prevent spam on comments and forms and act as a complete anti-spam solution and firewall for the site. |
| apbct_urls | 3 days | This cookie is placed by CleanTalk Spam Protect to prevent spam and to store the addresses (urls) visited on the website. |
| ARRAffinity | session | ARRAffinity cookie is set by Azure app service, and allows the service to choose the right instance established by a user to deliver subsequent requests made by that user. |
| ARRAffinitySameSite | session | This cookie is set by Windows Azure cloud, and is used for load balancing to make sure the visitor page requests are routed to the same server in any browsing session. |
| AWSALBCORS | 7 days | This cookie is managed by Amazon Web Services and is used for load balancing. |
| cookielawinfo-checkbox-advertisement | 1 year | Set by the GDPR Cookie Consent plugin, this cookie is used to record the user consent for the cookies in the “Advertisement” category . |
| cookielawinfo-checkbox-analytics | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category “Analytics”. |
| cookielawinfo-checkbox-analytics | 1 year | Set by the GDPR Cookie Consent plugin, this cookie is used to record the user consent for the cookies in the “Analytics” category . |
| cookielawinfo-checkbox-functional | 11 months | The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category “Functional”. |
| cookielawinfo-checkbox-functional | 1 year | The cookie is set by the GDPR Cookie Consent plugin to record the user consent for the cookies in the category “Functional”. |
| cookielawinfo-checkbox-necessary | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category “Necessary”. |
| cookielawinfo-checkbox-necessary | 1 year | Set by the GDPR Cookie Consent plugin, this cookie is used to record the user consent for the cookies in the “Necessary” category . |
| cookielawinfo-checkbox-others | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category “Other. |
| cookielawinfo-checkbox-others | 1 year | Set by the GDPR Cookie Consent plugin, this cookie is used to store the user consent for cookies in the category “Others”. |
| cookielawinfo-checkbox-performance | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category “Performance”. |
| cookielawinfo-checkbox-performance | 1 year | Set by the GDPR Cookie Consent plugin, this cookie is used to store the user consent for cookies in the category “Performance”. |
| ct_checkjs | session | CleanTalk–Used to prevent spam on our comments and forms and acts as a complete anti-spam solution and firewall for this site. |
| ct_fkp_timestamp | session | CleanTalk sets this cookie to prevent spam on the site’s comments/forms, and to act as a complete anti-spam solution and firewall for the site. |
| ct_pointer_data | session | CleanTalk sets this cookie to prevent spam on the site’s comments/forms, and to act as a complete anti-spam solution and firewall for the site. |
| ct_ps_timestamp | session | CleanTalk sets this cookie to prevent spam on the site’s comments/forms, and to act as a complete anti-spam solution and firewall for the site. |
| ct_timezone | session | CleanTalk–Used to prevent spam on our comments and forms and acts as a complete anti-spam solution and firewall for this site. |
| elementor | never | This cookie is used by the website’s WordPress theme. It allows the website owner to implement or change the website’s content in real-time. |
| laravel_session | 2 hours | laravel uses laravel_session to identify a session instance for a user, this can be changed |
| viewed_cookie_policy | 11 months | The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data. |
| viewed_cookie_policy | 1 year | The cookie is set by the GDPR Cookie Consent plugin to store whether or not the user has consented to the use of cookies. It does not store any personal data. |
| XSRF-TOKEN | 2 hours | This cookie is set by Wix and is used for security purposes. |
| Cookie |
| apbct_cookies_test |
| Duration |
| session |
| Description |
| CleanTalk sets this cookie to prevent spam on comments and forms and act as a complete anti-spam solution and firewall for the site. |
| Cookie |
| apbct_page_hits |
| Duration |
| session |
| Description |
| CleanTalk sets this cookie to prevent spam on comments and forms and act as a complete anti-spam solution and firewall for the site. |
| Cookie |
| apbct_prev_referer |
| Duration |
| session |
| Description |
| Functional cookie placed by CleanTalk Spam Protect to store referring IDs and prevent unauthorized spam from being sent from the website. |
| Cookie |
| apbct_site_landing_ts |
| Duration |
| session |
| Description |
| CleanTalk sets this cookie to prevent spam on comments and forms and act as a complete anti-spam solution and firewall for the site. |
| Cookie |
| apbct_site_referer |
| Duration |
| 3 days |
| Description |
| This cookie is placed by CleanTalk Spam Protect to prevent spam and to store the referrer page address which led the user to the website. |
| Cookie |
| apbct_timestamp |
| Duration |
| session |
| Description |
| CleanTalk sets this cookie to prevent spam on comments and forms and act as a complete anti-spam solution and firewall for the site. |
| Cookie |
| apbct_urls |
| Duration |
| 3 days |
| Description |
| This cookie is placed by CleanTalk Spam Protect to prevent spam and to store the addresses (urls) visited on the website. |
| Cookie |
| ARRAffinity |
| Duration |
| session |
| Description |
| ARRAffinity cookie is set by Azure app service, and allows the service to choose the right instance established by a user to deliver subsequent requests made by that user. |
| Cookie |
| ARRAffinitySameSite |
| Duration |
| session |
| Description |
| This cookie is set by Windows Azure cloud, and is used for load balancing to make sure the visitor page requests are routed to the same server in any browsing session. |
| Cookie |
| AWSALBCORS |
| Duration |
| 7 days |
| Description |
| This cookie is managed by Amazon Web Services and is used for load balancing. |
| Cookie |
| cookielawinfo-checkbox-advertisement |
| Duration |
| 1 year |
| Description |
| Set by the GDPR Cookie Consent plugin, this cookie is used to record the user consent for the cookies in the “Advertisement” category . |
| Cookie |
| cookielawinfo-checkbox-analytics |
| Duration |
| 11 months |
| Description |
| This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category “Analytics”. |
| Cookie |
| cookielawinfo-checkbox-analytics |
| Duration |
| 1 year |
| Description |
| Set by the GDPR Cookie Consent plugin, this cookie is used to record the user consent for the cookies in the “Analytics” category . |
| Cookie |
| cookielawinfo-checkbox-functional |
| Duration |
| 11 months |
| Description |
| The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category “Functional”. |
| Cookie |
| cookielawinfo-checkbox-functional |
| Duration |
| 1 year |
| Description |
| The cookie is set by the GDPR Cookie Consent plugin to record the user consent for the cookies in the category “Functional”. |
| Cookie |
| cookielawinfo-checkbox-necessary |
| Duration |
| 11 months |
| Description |
| This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category “Necessary”. |
| Cookie |
| cookielawinfo-checkbox-necessary |
| Duration |
| 1 year |
| Description |
| Set by the GDPR Cookie Consent plugin, this cookie is used to record the user consent for the cookies in the “Necessary” category . |
| Cookie |
| cookielawinfo-checkbox-others |
| Duration |
| 11 months |
| Description |
| This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category “Other. |
| Cookie |
| cookielawinfo-checkbox-others |
| Duration |
| 1 year |
| Description |
| Set by the GDPR Cookie Consent plugin, this cookie is used to store the user consent for cookies in the category “Others”. |
| Cookie |
| cookielawinfo-checkbox-performance |
| Duration |
| 11 months |
| Description |
| This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category “Performance”. |
| Cookie |
| cookielawinfo-checkbox-performance |
| Duration |
| 1 year |
| Description |
| Set by the GDPR Cookie Consent plugin, this cookie is used to store the user consent for cookies in the category “Performance”. |
| Cookie |
| ct_checkjs |
| Duration |
| session |
| Description |
| CleanTalk–Used to prevent spam on our comments and forms and acts as a complete anti-spam solution and firewall for this site. |
| Cookie |
| ct_fkp_timestamp |
| Duration |
| session |
| Description |
| CleanTalk sets this cookie to prevent spam on the site’s comments/forms, and to act as a complete anti-spam solution and firewall for the site. |
| Cookie |
| ct_pointer_data |
| Duration |
| session |
| Description |
| CleanTalk sets this cookie to prevent spam on the site’s comments/forms, and to act as a complete anti-spam solution and firewall for the site. |
| Cookie |
| ct_ps_timestamp |
| Duration |
| session |
| Description |
| CleanTalk sets this cookie to prevent spam on the site’s comments/forms, and to act as a complete anti-spam solution and firewall for the site. |
| Cookie |
| ct_timezone |
| Duration |
| session |
| Description |
| CleanTalk–Used to prevent spam on our comments and forms and acts as a complete anti-spam solution and firewall for this site. |
| Cookie |
| elementor |
| Duration |
| never |
| Description |
| This cookie is used by the website’s WordPress theme. It allows the website owner to implement or change the website’s content in real-time. |
| Cookie |
| laravel_session |
| Duration |
| 2 hours |
| Description |
| laravel uses laravel_session to identify a session instance for a user, this can be changed |
| Cookie |
| viewed_cookie_policy |
| Duration |
| 11 months |
| Description |
| The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data. |
| Cookie |
| viewed_cookie_policy |
| Duration |
| 1 year |
| Description |
| The cookie is set by the GDPR Cookie Consent plugin to store whether or not the user has consented to the use of cookies. It does not store any personal data. |
| Cookie |
| XSRF-TOKEN |
| Duration |
| 2 hours |
| Description |
| This cookie is set by Wix and is used for security purposes. |
Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collecting feedback, and supporting other third-party features.
| Cookie | Duration | Description |
|---|---|---|
| __cf_bm | 30 minutes | This cookie, set by Cloudflare, is used to support Cloudflare Bot Management. |
| Cookie |
| __cf_bm |
| Duration |
| 30 minutes |
| Description |
| This cookie, set by Cloudflare, is used to support Cloudflare Bot Management. |
Performance cookies are used to understand and analyze the key performance indexes of the website, which helps us deliver a better user experience for visitors.
| Cookie | Duration | Description |
|---|---|---|
| AWSALB | 7 days | AWSALB is an application load balancer cookie set by Amazon Web Services to map the session to the target. |
| Cookie |
| AWSALB |
| Duration |
| 7 days |
| Description |
| AWSALB is an application load balancer cookie set by Amazon Web Services to map the session to the target. |
Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics, such as the number of visitors, bounce rate, traffic source, etc.
| Cookie | Duration | Description |
|---|---|---|
| _ga | 2 years | The _ga cookie, installed by Google Analytics, calculates visitor, session and campaign data and also keeps track of site usage for the site’s analytics report. The cookie stores information anonymously and assigns a randomly generated number to recognize unique visitors. |
| _gat_gtag_UA_73980782_7 | 1 minute | Set by Google to distinguish users. |
| _gid | 1 day | Installed by Google Analytics, _gid cookie stores information on how visitors use a website, while also creating an analytics report of the website’s performance. Some of the data that are collected include the number of visitors, their source, and the pages they visit anonymously. |
| CONSENT | 2 years | YouTube sets this cookie via embedded YouTube-videos and registers anonymous statistical data. |
| undefined | never | Wistia sets this cookie to collect data on visitor interaction with the website’s video-content, to make the website’s video-content more relevant for the visitor. |
| vuid | 2 years | Vimeo installs this cookie to collect tracking information by setting a unique ID to embed videos to the website. |
| Cookie |
| _ga |
| Duration |
| 2 years |
| Description |
| The _ga cookie, installed by Google Analytics, calculates visitor, session and campaign data and also keeps track of site usage for the site’s analytics report. The cookie stores information anonymously and assigns a randomly generated number to recognize unique visitors. |
| Cookie |
| _gat_gtag_UA_73980782_7 |
| Duration |
| 1 minute |
| Description |
| Set by Google to distinguish users. |
| Cookie |
| _gid |
| Duration |
| 1 day |
| Description |
| Installed by Google Analytics, _gid cookie stores information on how visitors use a website, while also creating an analytics report of the website’s performance. Some of the data that are collected include the number of visitors, their source, and the pages they visit anonymously. |
| Cookie |
| CONSENT |
| Duration |
| 2 years |
| Description |
| YouTube sets this cookie via embedded YouTube-videos and registers anonymous statistical data. |
| Cookie |
| undefined |
| Duration |
| never |
| Description |
| Wistia sets this cookie to collect data on visitor interaction with the website’s video-content, to make the website’s video-content more relevant for the visitor. |
| Cookie |
| vuid |
| Duration |
| 2 years |
| Description |
| Vimeo installs this cookie to collect tracking information by setting a unique ID to embed videos to the website. |
Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. These cookies track visitors across websites and collect information to provide customized ads.
| Cookie | Duration | Description |
|---|---|---|
| VISITOR_INFO1_LIVE | 5 months 27 days | A cookie set by YouTube to measure bandwidth that determines whether the user gets the new or old player interface. |
| YSC | session | YSC cookie is set by YouTube and is used to track the views of embedded videos on Youtube pages. |
| yt-remote-connected-devices | never | YouTube sets this cookie to store the video preferences of the user using embedded YouTube video. |
| yt-remote-device-id | never | YouTube sets this cookie to store the video preferences of the user using embedded YouTube video. |
| Cookie |
| VISITOR_INFO1_LIVE |
| Duration |
| 5 months 27 days |
| Description |
| A cookie set by YouTube to measure bandwidth that determines whether the user gets the new or old player interface. |
| Cookie |
| YSC |
| Duration |
| session |
| Description |
| YSC cookie is set by YouTube and is used to track the views of embedded videos on Youtube pages. |
| Cookie |
| yt-remote-connected-devices |
| Duration |
| never |
| Description |
| YouTube sets this cookie to store the video preferences of the user using embedded YouTube video. |
| Cookie |
| yt-remote-device-id |
| Duration |
| never |
| Description |
| YouTube sets this cookie to store the video preferences of the user using embedded YouTube video. |
Other uncategorized cookies are those that are being analyzed and have not been classified into a category yet.
| Cookie | Duration | Description |
|---|---|---|
| .Iris.Antiforgery | session | No description |
| .Iris.TempData | past | No description |
| apbct_pixel_url | session | No description |
| BigIPPersistence | 1 hour | No description |
| btpdb.1PR3l09.dGZjLjc1MTkyMDE | session | No description |
| ct_checked_emails | session | No description |
| ct_has_scrolled | session | No description |
| ct_mouse_moved | session | No description |
| ct_screen_info | session | No description |
| guest | 1 month | No description available. |
| jcm | past | No description |
| jcmc | past | No description |
| JOTFORM_SESSION | 1 month | No description available. |
| loglevel | never | No description available. |
| theme | 1 month | No description available. |
| userReferer | 1 month | No description available. |
| visited | 1 year | No description available. |
| Cookie |
| .Iris.Antiforgery |
| Duration |
| session |
| Description |
| No description |
| Cookie |
| .Iris.TempData |
| Duration |
| past |
| Description |
| No description |
| Cookie |
| apbct_pixel_url |
| Duration |
| session |
| Description |
| No description |
| Cookie |
| BigIPPersistence |
| Duration |
| 1 hour |
| Description |
| No description |
| Cookie |
| btpdb.1PR3l09.dGZjLjc1MTkyMDE |
| Duration |
| session |
| Description |
| No description |
| Cookie |
| ct_checked_emails |
| Duration |
| session |
| Description |
| No description |
| Cookie |
| ct_has_scrolled |
| Duration |
| session |
| Description |
| No description |
| Cookie |
| ct_mouse_moved |
| Duration |
| session |
| Description |
| No description |
| Cookie |
| ct_screen_info |
| Duration |
| session |
| Description |
| No description |
| Cookie |
| guest |
| Duration |
| 1 month |
| Description |
| No description available. |
| Cookie |
| jcm |
| Duration |
| past |
| Description |
| No description |
| Cookie |
| jcmc |
| Duration |
| past |
| Description |
| No description |
| Cookie |
| JOTFORM_SESSION |
| Duration |
| 1 month |
| Description |
| No description available. |
| Cookie |
| loglevel |
| Duration |
| never |
| Description |
| No description available. |
| Cookie |
| theme |
| Duration |
| 1 month |
| Description |
| No description available. |
| Cookie |
| userReferer |
| Duration |
| 1 month |
| Description |
| No description available. |
| Cookie |
| visited |
| Duration |
| 1 year |
| Description |
| No description available. |
This list details all the cookies our website uses.
| COOKIE | DESCRIPTION |
|---|---|
| Necessary | |
| viewed_cookie_policy | The cookie is set by the GDPR Cookie Consent plugin to store whether or not the user has consented to the use of cookies. It does not store any personal data. |
| apbct_timestamp | CleanTalk sets this cookie to prevent spam on comments and forms and act as a complete anti-spam solution and firewall for the site. |
| apbct_site_landing_ts | CleanTalk sets this cookie to prevent spam on comments and forms and act as a complete anti-spam solution and firewall for the site. |
| apbct_page_hits | CleanTalk sets this cookie to prevent spam on comments and forms and act as a complete anti-spam solution and firewall for the site. |
| apbct_cookies_test | CleanTalk sets this cookie to prevent spam on comments and forms and act as a complete anti-spam solution and firewall for the site. |
| apbct_urls | This cookie is placed by CleanTalk Spam Protect to prevent spam and to store the addresses (urls) visited on the website. |
| apbct_site_referer | This cookie is placed by CleanTalk Spam Protect to prevent spam and to store the referrer page address which led the user to the website. |
| cookielawinfo-checkbox-necessary | Set by the GDPR Cookie Consent plugin, this cookie is used to record the user consent for the cookies in the “Necessary” category. |
| cookielawinfo-checkbox-functional | The cookie is set by the GDPR Cookie Consent plugin to record the user consent for the cookies in the category “Functional”. |
| cookielawinfo-checkbox-performance | Set by the GDPR Cookie Consent plugin, this cookie is used to store the user consent for cookies in the category “Performance”. |
| cookielawinfo-checkbox-analytics | Set by the GDPR Cookie Consent plugin, this cookie is used to record the user consent for the cookies in the “Analytics” category. |
| cookielawinfo-checkbox-advertisement | Set by the GDPR Cookie Consent plugin, this cookie is used to record the user consent for the cookies in the “Advertisement” category. |
| cookielawinfo-checkbox-others | Set by the GDPR Cookie Consent plugin, this cookie is used to store the user consent for cookies in the category “Others”. |
| ct_pointer_data | CleanTalk sets this cookie to prevent spam on the site’s comments/forms, and to act as a complete anti-spam solution and firewall for the site. |
| ct_checkjs | CleanTalk–Used to prevent spam on our comments and forms and acts as a complete anti-spam solution and firewall for this site. |
| elementor | This cookie is used by the website’s WordPress theme. It allows the website owner to implement or change the website’s content in real-time. |
| XSRF-TOKEN | This cookie is set by Wix and is used for security purposes. |
| laravel_session | laravel uses laravel_session to identify a session instance for a user, this can be changed |
| ct_ps_timestamp | CleanTalk sets this cookie to prevent spam on the site’s comments/forms, and to act as a complete anti-spam solution and firewall for the site. |
| ct_fkp_timestamp | CleanTalk sets this cookie to prevent spam on the site’s comments/forms, and to act as a complete anti-spam solution and firewall for the site. |
| ct_timezone | CleanTalk–Used to prevent spam on our comments and forms and acts as a complete anti-spam solution and firewall for this site. |
| apbct_prev_referer | Functional cookie placed by CleanTalk Spam Protect to store referring IDs and prevent unauthorized spam from being sent from the website. |
| AWSALBCORS | This cookie is managed by Amazon Web Services and is used for load balancing. |
| ARRAffinitySameSite | This cookie is set by Windows Azure cloud, and is used for load balancing to make sure the visitor page requests are routed to the same server in any browsing session. |
| ARRAffinity | ARRAffinity cookie is set by Azure app service, and allows the service to choose the right instance established by a user to deliver subsequent requests made by that user. |
| viewed_cookie_policy | The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data. |
| cookielawinfo-checkbox-necessary | This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category “Necessary”. |
| cookielawinfo-checkbox-functional | The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category “Functional”. |
| cookielawinfo-checkbox-performance | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category “Performance”. |
| cookielawinfo-checkbox-analytics | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category “Analytics”. |
| cookielawinfo-checkbox-others | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category “Other. |
| Functional | |
| __cf_bm | This cookie, set by Cloudflare, is used to support Cloudflare Bot Management. |
| Performance | |
| AWSALB | AWSALB is an application load balancer cookie set by Amazon Web Services to map the session to the target. |
| Analytics | |
| _ga | The _ga cookie, installed by Google Analytics, calculates visitor, session and campaign data and also keeps track of site usage for the site’s analytics report. The cookie stores information anonymously and assigns a randomly generated number to recognize unique visitors. |
| _gid | Installed by Google Analytics, _gid cookie stores information on how visitors use a website, while also creating an analytics report of the website’s performance. Some of the data that are collected include the number of visitors, their source, and the pages they visit anonymously. |
| _gat_gtag_UA_73980782_7 | Set by Google to distinguish users. |
| CONSENT | YouTube sets this cookie via embedded youtube-videos and registers anonymous statistical data. |
| vuid | Vimeo installs this cookie to collect tracking information by setting a unique ID to embed videos to the website. |
| undefined | Wistia sets this cookie to collect data on visitor interaction with the website’s video-content, to make the website’s video-content more relevant for the visitor. |
| Advertisement | |
| YSC | YSC cookie is set by YouTube and is used to track the views of embedded videos on Youtube pages. |
| VISITOR_INFO1_LIVE | A cookie set by YouTube to measure bandwidth that determines whether the user gets the new or old player interface. |
| yt-remote-device-id | YouTube sets this cookie to store the video preferences of the user using embedded YouTube video. |
| yt-remote-connected-devices | YouTube sets this cookie to store the video preferences of the user using embedded YouTube video. |
| Others | |
| btpdb.1PR3l09.dGZjLjc1MTkyMDE | No description |
| BigIPPersistence | No description |
| .Iris.Antiforgery | No description |
| .Iris.TempData | No description |
| visited | No description available. |
| ct_has_scrolled | No description |
| userReferer | No description available. |
| theme | No description available. |
| JOTFORM_SESSION | No description available. |
| guest | No description available. |
| jcmc | No description |
| jcm | No description |
| ct_screen_info | No description |
| ct_mouse_moved | No description |
| ct_checked_emails | No description |
| apbct_pixel_url | No description |
| loglevel | No description available. |
| COOKIE |
| Necessary |
| DESCRIPTION |
| COOKIE |
| viewed_cookie_policy |
| DESCRIPTION |
| The cookie is set by the GDPR Cookie Consent plugin to store whether or not the user has consented to the use of cookies. It does not store any personal data. |
| COOKIE |
| apbct_timestamp |
| DESCRIPTION |
| CleanTalk sets this cookie to prevent spam on comments and forms and act as a complete anti-spam solution and firewall for the site. |
| COOKIE |
| apbct_site_landing_ts |
| DESCRIPTION |
| CleanTalk sets this cookie to prevent spam on comments and forms and act as a complete anti-spam solution and firewall for the site. |
| COOKIE |
| apbct_page_hits |
| DESCRIPTION |
| CleanTalk sets this cookie to prevent spam on comments and forms and act as a complete anti-spam solution and firewall for the site. |
| COOKIE |
| apbct_cookies_test |
| DESCRIPTION |
| CleanTalk sets this cookie to prevent spam on comments and forms and act as a complete anti-spam solution and firewall for the site. |
| COOKIE |
| apbct_urls |
| DESCRIPTION |
| This cookie is placed by CleanTalk Spam Protect to prevent spam and to store the addresses (urls) visited on the website. |
| COOKIE |
| apbct_site_referer |
| DESCRIPTION |
| This cookie is placed by CleanTalk Spam Protect to prevent spam and to store the referrer page address which led the user to the website. |
| COOKIE |
| cookielawinfo-checkbox-necessary |
| DESCRIPTION |
| Set by the GDPR Cookie Consent plugin, this cookie is used to record the user consent for the cookies in the “Necessary” category. |
| COOKIE |
| cookielawinfo-checkbox-functional |
| DESCRIPTION |
| The cookie is set by the GDPR Cookie Consent plugin to record the user consent for the cookies in the category “Functional”. |
| COOKIE |
| cookielawinfo-checkbox-performance |
| DESCRIPTION |
| Set by the GDPR Cookie Consent plugin, this cookie is used to store the user consent for cookies in the category “Performance”. |
| COOKIE |
| cookielawinfo-checkbox-analytics |
| DESCRIPTION |
| Set by the GDPR Cookie Consent plugin, this cookie is used to record the user consent for the cookies in the “Analytics” category. |
| COOKIE |
| cookielawinfo-checkbox-advertisement |
| DESCRIPTION |
| Set by the GDPR Cookie Consent plugin, this cookie is used to record the user consent for the cookies in the “Advertisement” category. |
| COOKIE |
| cookielawinfo-checkbox-others |
| DESCRIPTION |
| Set by the GDPR Cookie Consent plugin, this cookie is used to store the user consent for cookies in the category “Others”. |
| COOKIE |
| ct_pointer_data |
| DESCRIPTION |
| CleanTalk sets this cookie to prevent spam on the site’s comments/forms, and to act as a complete anti-spam solution and firewall for the site. |
| COOKIE |
| ct_checkjs |
| DESCRIPTION |
| CleanTalk–Used to prevent spam on our comments and forms and acts as a complete anti-spam solution and firewall for this site. |
| COOKIE |
| elementor |
| DESCRIPTION |
| This cookie is used by the website’s WordPress theme. It allows the website owner to implement or change the website’s content in real-time. |
| COOKIE |
| XSRF-TOKEN |
| DESCRIPTION |
| This cookie is set by Wix and is used for security purposes. |
| COOKIE |
| laravel_session |
| DESCRIPTION |
| laravel uses laravel_session to identify a session instance for a user, this can be changed |
| COOKIE |
| ct_ps_timestamp |
| DESCRIPTION |
| CleanTalk sets this cookie to prevent spam on the site’s comments/forms, and to act as a complete anti-spam solution and firewall for the site. |
| COOKIE |
| ct_fkp_timestamp |
| DESCRIPTION |
| CleanTalk sets this cookie to prevent spam on the site’s comments/forms, and to act as a complete anti-spam solution and firewall for the site. |
| COOKIE |
| ct_timezone |
| DESCRIPTION |
| CleanTalk–Used to prevent spam on our comments and forms and acts as a complete anti-spam solution and firewall for this site. |
| COOKIE |
| apbct_prev_referer |
| DESCRIPTION |
| Functional cookie placed by CleanTalk Spam Protect to store referring IDs and prevent unauthorized spam from being sent from the website. |
| COOKIE |
| AWSALBCORS |
| DESCRIPTION |
| This cookie is managed by Amazon Web Services and is used for load balancing. |
| COOKIE |
| ARRAffinitySameSite |
| DESCRIPTION |
| This cookie is set by Windows Azure cloud, and is used for load balancing to make sure the visitor page requests are routed to the same server in any browsing session. |
| COOKIE |
| ARRAffinity |
| DESCRIPTION |
| ARRAffinity cookie is set by Azure app service, and allows the service to choose the right instance established by a user to deliver subsequent requests made by that user. |
| COOKIE |
| viewed_cookie_policy |
| DESCRIPTION |
| The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data. |
| COOKIE |
| cookielawinfo-checkbox-necessary |
| DESCRIPTION |
| This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category “Necessary”. |
| COOKIE |
| cookielawinfo-checkbox-functional |
| DESCRIPTION |
| The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category “Functional”. |
| COOKIE |
| cookielawinfo-checkbox-performance |
| DESCRIPTION |
| This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category “Performance”. |
| COOKIE |
| cookielawinfo-checkbox-analytics |
| DESCRIPTION |
| This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category “Analytics”. |
| COOKIE |
| cookielawinfo-checkbox-others |
| DESCRIPTION |
| This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category “Other. |
| COOKIE |
| Functional |
| DESCRIPTION |
| COOKIE |
| __cf_bm |
| DESCRIPTION |
| This cookie, set by Cloudflare, is used to support Cloudflare Bot Management. |
| COOKIE |
| Performance |
| DESCRIPTION |
| COOKIE |
| AWSALB |
| DESCRIPTION |
| AWSALB is an application load balancer cookie set by Amazon Web Services to map the session to the target. |
| COOKIE |
| Analytics |
| DESCRIPTION |
| COOKIE |
| _ga |
| DESCRIPTION |
| The _ga cookie, installed by Google Analytics, calculates visitor, session and campaign data and also keeps track of site usage for the site’s analytics report. The cookie stores information anonymously and assigns a randomly generated number to recognize unique visitors. |
| COOKIE |
| _gid |
| DESCRIPTION |
| Installed by Google Analytics, _gid cookie stores information on how visitors use a website, while also creating an analytics report of the website’s performance. Some of the data that are collected include the number of visitors, their source, and the pages they visit anonymously. |
| COOKIE |
| _gat_gtag_UA_73980782_7 |
| DESCRIPTION |
| Set by Google to distinguish users. |
| COOKIE |
| CONSENT |
| DESCRIPTION |
| YouTube sets this cookie via embedded youtube-videos and registers anonymous statistical data. |
| COOKIE |
| vuid |
| DESCRIPTION |
| Vimeo installs this cookie to collect tracking information by setting a unique ID to embed videos to the website. |
| COOKIE |
| undefined |
| DESCRIPTION |
| Wistia sets this cookie to collect data on visitor interaction with the website’s video-content, to make the website’s video-content more relevant for the visitor. |
| COOKIE |
| Advertisement |
| DESCRIPTION |
| COOKIE |
| YSC |
| DESCRIPTION |
| YSC cookie is set by YouTube and is used to track the views of embedded videos on Youtube pages. |
| COOKIE |
| VISITOR_INFO1_LIVE |
| DESCRIPTION |
| A cookie set by YouTube to measure bandwidth that determines whether the user gets the new or old player interface. |
| COOKIE |
| yt-remote-device-id |
| DESCRIPTION |
| YouTube sets this cookie to store the video preferences of the user using embedded YouTube video. |
| COOKIE |
| yt-remote-connected-devices |
| DESCRIPTION |
| YouTube sets this cookie to store the video preferences of the user using embedded YouTube video. |
| COOKIE |
| Others |
| DESCRIPTION |
| COOKIE |
| btpdb.1PR3l09.dGZjLjc1MTkyMDE |
| DESCRIPTION |
| No description |
| COOKIE |
| BigIPPersistence |
| DESCRIPTION |
| No description |
| COOKIE |
| .Iris.Antiforgery |
| DESCRIPTION |
| No description |
| COOKIE |
| .Iris.TempData |
| DESCRIPTION |
| No description |
| COOKIE |
| visited |
| DESCRIPTION |
| No description available. |
| COOKIE |
| ct_has_scrolled |
| DESCRIPTION |
| No description |
| COOKIE |
| userReferer |
| DESCRIPTION |
| No description available. |
| COOKIE |
| theme |
| DESCRIPTION |
| No description available. |
| COOKIE |
| JOTFORM_SESSION |
| DESCRIPTION |
| No description available. |
| COOKIE |
| guest |
| DESCRIPTION |
| No description available. |
| COOKIE |
| jcmc |
| DESCRIPTION |
| No description |
| COOKIE |
| jcm |
| DESCRIPTION |
| No description |
| COOKIE |
| ct_screen_info |
| DESCRIPTION |
| No description |
| COOKIE |
| ct_mouse_moved |
| DESCRIPTION |
| No description |
| COOKIE |
| ct_checked_emails |
| DESCRIPTION |
| No description |
| COOKIE |
| apbct_pixel_url |
| DESCRIPTION |
| No description |
| COOKIE |
| loglevel |
| DESCRIPTION |
| No description available. |
You can manage your cookies preferences by clicking Cookie settings and enabling or disabling the cookie categories on the popup according to your preferences. Should you decide to change your preferences later through your browsing session, you can click on the “Privacy & Cookie Policy” tab on your screen. This will display the consent notice again enabling you to change your preferences or withdraw your consent entirely. In addition to this, different browsers provide different methods to block and delete cookies used by websites. You can change the settings of your browser to block or delete the cookies. To find out more on how to manage and delete cookies, visit allaboutcookies.org.
