Become an SBCU Member

Because we’re a local financial cooperative, we take great pride and responsibility in your growth and in fostering the community that makes us who we are. First and foremost, we are people helping people, rather than an institution serving people. We bring personality, innovation and a sense of humor to the job without losing sight of your financial security and goals.


Self-Service Tools

  • Rates at a Glance
    APR* as low as:
  • New Car Loans
  • Visa Credit Cards
  • Home Equity Loans

Member News & Current Promotions

Current Promotions

Fast track your loan

Pick Your Treat When the Holidays collide, you save BIG! The choice is up to you! It’s time to refinance your existing auto loan(s) in excess of $7,500 with South Bay Credit Union. To sweeten… (more)

The Holidays are here!

The holidays are hectic!.. and we wouldn’t want you to miss out on any of the fun. Check out what we’ve got going on- From loan specials to community outreach to sweet treats for the… (more)


Card Fraud – Did you know?

Did you know? Crooks and “bad guys” have been around from the start of time. Unfortunately, they use their smarts in vicious ways when it comes to defrauding credit and debit cards. We all have… (more)

Money Genius – Credit Card Payments

High Balance on your credit card?  Keep making the same payment, not just the minimum payment. Check with us to see if we can reduce your rate and set up automatic payments for convenience. Just… (more)

What People Are Saying About SBCU