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Here to Help You Thrive
Access the financial tools and resources you need to succeed, today and tomorrow.
Open an AccountOur Members Get More
Capitalize on the benefits of living, working, or worshiping in the South Bay area.
Open an AccountHere to Help You Thrive
Access the financial tools and resources you need to succeed, today and tomorrow.
Open an Account
Our Members Get More
Capitalize on the benefits of living, working, or worshiping in the South Bay area.
Open an Account
Here to Help You Thrive
Access the financial tools and resources you need to succeed, today and tomorrow.
Open an Account LoginWhere Goals Meet Success
Discover the South Bay Credit Union difference today.
Open an Account LoginOur Members Get More
Capitalize on the benefits of living, working, or worshiping in the South Bay area.
Open an Account LoginHere to Help You Thrive
Access the financial tools and resources you need to succeed, today and tomorrow.
Open an Account Login
Where Goals Meet Success
Discover the South Bay Credit Union difference today.
Open an Account Login
Our Members Get More
Capitalize on the benefits of living, working, or worshiping in the South Bay area.
Open an Account Login
Why Choose South Bay Credit Union?
Ever since we opened our doors in the early 1950s, we’ve been passionate about empowering our members to live their best lives. As a not-for-profit credit union, we’re here to serve our members – not shareholders. That means we’re able to provide better rates, fewer fees, and more valuable benefits to empower our members to live better and do better.
With a full suite of personal and business banking solutions, powerful digital tools, and unparalleled member benefits, South Bay Credit Union is the preferred financial institution for individuals, families, and businesses in the South Bay. Anyone who lives, works, or worships in the South Bay community is welcome to join.
Master Your Money
South Bay Credit Union puts you in control of your money with everyday banking solutions. From checking accounts to home mortgages, credit cards to auto loans, our members have access to the tools they need to achieve their financial goals, now and in the future.
Making a Difference
We’re committed to uplifting the communities we serve. Here are a few ways we help our members to live better and do better.
03600+
Employee volunteer hours were given to make an impact.
020+
Local organizations received donations or sponsorships.
$0150000+
Has been raised for the Children’s Miracle Network.
What Our Members Have to Say
The right financial partner makes all the difference. Find out why individuals, families, and businesses in the South Bay community trust South Bay Credit Union to help achieve their goals.
I just joined South Bay Credit Union and love everything that they stand for! They are here to support the South Bay Community and everyone there is so helpful, available, and kind! Also, as a younger person I love how they are open to teaching about financial literacy.
Mackie
I live around the corner, so I decided to go in for an auto loan. I was blown away at the exceptional service I received. I was helped right away and able to get my new car the same day. The whole process was so smooth and easy. Highly recommended!
Alan
From the first time that we walked into South Bay Credit Union we were greeted with a welcome that was sincere. They worked with us to purchase a home when we didn’t think it was possible. Their services such as bill pay, low interest credit accounts, etc. are exceptional and we trust them sincerely.
Sue
Get Started Today
Enjoy better rates, fewer fees, and the truly personal service you deserve as a member of the South Bay community.
Build Your Business
Simple Cash Management
Keep payables and receivables running smoothly with business accounts and cash management services from South Bay Credit Union. We offer the tools you need to make business money management a breeze.
Build Your Business
Easy Business Financing
Start or grow a business you can be proud of with streamlined access to capital. At South Bay Credit Union, we’ll help you improve your cash flow because we recognize that growing businesses help our community thrive, and successful business owners reinvest in our neighborhoods in many ways.
Build Your Business
Free Employee Benefits
Attract and retain better employees by enriching your benefits package with credit union benefits at no cost to you. Your employees will enjoy a lifetime South Bay Credit Union membership plus plenty of free benefits like direct deposit, checking account, Mastercard® debit card, online banking, mobile app, and credit score evaluations.
Learn & Grow With Us
How to Make the Most of the Holidays On a Budget
The holidays are fast approaching, and for many it’s time to shop for gifts.
South Bay Credit Union Volunteers at Community Garden
Our volunteers participate in this year’s annual garden clean up event.
Learn & Grow With Us
Announcing the Jerry Gaines 2023 Scholarship
In honor of our former board member Jerry Gaines, South Bay Credit Union is proud to announce the 2023 Jerry Gaines Scholarship. Jerry served as a volunteer for 41 years, and his vision, dedication, and advocacy on behalf of the credit union has impacted thousands of members. To honor his service, we created The Jerry >>
How to Make the Most of the Holidays On a Budget
The holidays are fast approaching, and for many it’s time to shop for gifts. According to the National Retail Federation (NRF), consumers will spend an average of $832.84 on gifts and holiday items such as decorations and food, which is in line with the average for the last 10-years. The report goes on to say that NRF >>
South Bay Credit Union Volunteers at Community Garden
South Bay Credit Union (SBCU) teamed up with Beach Cities Health District (BCHD) to participate in this year’s annual garden clean up event on August 11. Team members of the credit union volunteered alongside residents of the South Bay to clean up one of the Beach Cities Health District’s school gardens, located at Birney Elementary >>
