Become an SBCU Member

Because we’re a local financial cooperative, we take great pride and responsibility in your growth and in fostering the community that makes us who we are. First and foremost, we are people helping people, rather than an institution serving people. We bring personality, innovation and a sense of humor to the job without losing sight of your financial security and goals.


Self-Service Tools

  • Rates at a Glance
    APR* as low as:
  • New Car Loans
  • Visa Credit Cards
  • Home Equity Loans

Member News & Current Promotions

Current Promotions

Endless Summer Car Sale

2 Days Only! August 12th and 13th In collaboration with local credit unions and WIN Chevrolet, we are proud to offer exclusive credit union discounts on hundreds of vehicles representing all major brands.  Rates as… (more)

Endless Summer Savings

Suns out, guns out It’s Summer time! You should be out enjoying the sunshine, not worrying about high rates and loan payments. With different ways to save this summer, South Bay Credit Union is your… (more)


Card Fraud – Did you know?

Did you know? Crooks and “bad guys” have been around from the start of time. Unfortunately, they use their smarts in vicious ways when it comes to defrauding credit and debit cards. We all have… (more)

Money Genius – Credit Card Payments

High Balance on your credit card?  Keep making the same payment, not just the minimum payment. Check with us to see if we can reduce your rate and set up automatic payments for convenience. Just… (more)

What People Are Saying About SBCU