Become an SBCU Member

Because we’re a local financial cooperative, we take great pride and responsibility in your growth and in fostering the community that makes us who we are. First and foremost, we are people helping people, rather than an institution serving people. We bring personality, innovation and a sense of humor to the job without losing sight of your financial security and goals.

Join SBCU

Self-Service Tools

  • Rates at a Glance
    APR* as low as:
  • New Car Loans
    2.49%
  • Visa Credit Cards
    8.99%
  • Home Equity Loans
    5.75%

Member News & Current Promotions

Current Promotions

It’s time to get fit!

Your Path to Financial Fitness Starts Here We care about your financial wellness. That’s why we’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with… (more)

Education

Free cruise? Try illegal robocall with an upsell.

The recorded message made it sound easy — take a phone survey and get two free tickets to go on a cruise. But, you guessed it, it wasn’t that simple. The call was an illegal… (more)

Holiday Club savings

Holiday Account To help you save for holiday expenses, South Bay Credit Union offers a convenient Holiday Club Account. Open an account at any time. Make small deposits daily, weekly, monthly, whichever you choose and… (more)

What People Are Saying About SBCU