Auto and Recreational Loans
Take the Wheel With Confidence
Get where you want to go with an affordable auto or recreational vehicle loan.
Apply Now Check RatesAuto and Recreational Loans
Take the Wheel With Confidence
Get where you want to go with an affordable auto or recreational vehicle loan.
Apply Now Check Rates
Explore Your Options
Auto Loans
Buy or refi your ride with great rates for new and used vehicles.
- Terms up to 84 months
- No application fees
- No hidden closing costs
- No early payoff penalties
- 90 days until the first payment is due
- Convenient payroll deduction payment options
- First-time auto buyers and credit rebuilding programs are available
- Check Rates
Recreational Vehicle Loans
Kick-start your next adventure with flexible financing for your favorite mode of transportation.
- Available for recreational vehicles, motorcycles, boats or watercraft, campers, trailers, quads, ATVs, dirt bikes, low-speed vehicles (electric carts), and classic cars
- 90 days until the first payment is due
- Extended repayment terms (up to 84 months)
- Up to 90% financing of wholesale NADAguides, including tax, license, and service contracts
- Up to 120% financing of MSRP or Retail Kelley Blue Book®, including tax, license, and service contracts
- Check Rates
We recommend a Recreational Vehicle Loan.
We recommend a Recreational Vehicle Loan.
We recommend an Auto Loan.
Get the Coverage You Need
Boost your peace of mind and take advantage of these optional, affordable services to keep your dream car headed in the right direction.
Guaranteed Asset Protection (GAP): Covers the difference between your remaining loan balance and the amount your insurance company would cover if your vehicle is totaled or stolen
Guaranteed Asset Protection (GAP): Covers the difference between your remaining loan balance and the amount your insurance company would cover if your vehicle is totaled or stolen
Major Mechanical Protection (MMP): Covers repair costs after your manufacturer’s warranty expires
Major Mechanical Protection (MMP): Covers repair costs after your manufacturer’s warranty expires
Skip the Trip to the Dealer
Enjoy a better auto buying experience with Autoland. Autoland works to save you time and hassle by handling everything to get your perfect new or pre-owned vehicle at a fair price.
Easily search online, by phone, or in person
Easily search online, by phone, or in person
Get a great value for your trade-in
Get a great value for your trade-in
Enjoy contactless delivery to your home, office, or local South Bay Credit Union branch
Enjoy contactless delivery to your home, office, or local South Bay Credit Union branch
Take the Next Step
Get started with our quick, secure online application, or apply in person at your local branch.
South Bay Credit Union Works for YOU
Convenience Services
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Bank anywhere, anytime with our powerful digital tools.
Credit Cards
Enhance Your Buying Power
Enjoy a great low rate and worldwide purchasing power.
Home Loans
Make Your Dreams a Reality
Explore ways to buy or refi your home or access its equity.
