
7 Ways Rising Interest Rates Can Impact Your Debt Payments
Explore how changing interest rates influence your debt payments, affordability, and repayment timeline.
In honor of our former board member, Jerry Gaines, South Bay Credit Union is proud to announce the 2026 Jerry Gaines Scholarship. Mr. Gaines served as a volunteer for 41 years, and his vision, dedication and advocacy on behalf of the credit union has impacted so many lives that we wanted to fulfill his dream of making higher education accessible for all students.
Five for one thousand
Five (5) $1,000 scholarships will be awarded.
To qualify, applicants must meet the following criteria:
What we’ll need to send your scholastics soaring
Timeline
April 10 Applications due
April 24 Winners selected
Late-May Scholarships presented
Submissions
Please email your questions to sbcu@southbaycu.org. Winners will be selected on April 24, 2026. Scholarships will be presented in May.

Explore how changing interest rates influence your debt payments, affordability, and repayment timeline.

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