
What Are the Best Steps to Reach My Financial Goals?
Learn how to set financial goals you can truly reach by using the SMARTER framework: clear, achievable, and flexible steps that keep you on track.
In honor of our former board member, Jerry Gaines, South Bay Credit Union is proud to announce the 2026 Jerry Gaines Scholarship. Mr. Gaines served as a volunteer for 41 years, and his vision, dedication and advocacy on behalf of the credit union has impacted so many lives that we wanted to fulfill his dream of making higher education accessible for all students.
Five for one thousand
Five (5) $1,000 scholarships will be awarded.
To qualify, applicants must meet the following criteria:
What we’ll need to send your scholastics soaring
Timeline
April 10 Applications due
April 24 Winners selected
Late-May Scholarships presented
Submissions
Please email your questions to sbcu@southbaycu.org. Winners will be selected on April 24, 2026. Scholarships will be presented in May.

Learn how to set financial goals you can truly reach by using the SMARTER framework: clear, achievable, and flexible steps that keep you on track.

Encouraging financial literacy in your kids helps them understand money and plan for the future.

AI can provide quick legal or tax answers but lacks personalization, up-to-date knowledge, and accountability, so expert advice still matters.
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