Car Loan Solutions Made (Very) Easy.

“When you’re ready for a new ride, you’re a step ahead as a member of South Bay Credit Union. As a co-op, our business is helping you reach your goals, whether it’s a refinance, a brand new car, or simply a reliable used vehicle to get you to work, school or the beach.

The Basics

You can apply online on our secure website or visit one of our branches to pick up an application. If you have questions or want help filling out an application, you will find SBCU employees ready to help at our branches, by phone 310.374.3436 or by email at You can also download the application here.

The Details

  • 90 days until the first payment due & payment vacations for eligible loans
  • Payroll deduction available as a convenient repayment option
  • First-time auto buyers and credit rebuilding programs available
  • What you WON’T find with an SBCU auto loan are application fees, hidden closing costs or early payoff penalties. Isn’t that nice? We think so.

The Extras

  • Loan Pre-Approval:
    You’ll enjoy a buyer’s advantage once you arrange loan pre-approval because dealers will know you are free to take the best offer. It also makes it easier to stay within budget.
  • We know people:
    In fact, we’ve arranged deals with several partners to offer you discounted programs including auto insurance, mechanical breakdown insurance, and GAP insurance. Find out more here 

AUTOLAND – Skip the trip to the dealer and enjoy a better auto buying experience with Autoland. Autoland works to save you time and hassle by handling everything to get your perfect new or pre-owned vehicle at a fair price. They can also get you a great value for your trade-in and deliver your new vehicle to the credit union.
To shop smart and drive happy, call 800.234.6999 or visit