Consumer loans and lines of credit may be eligible for a 30-day (1 month) payment deferral.

For members with real estate loans held at South Bay Credit Union, you will need to request a mortgage review to determine if you qualify for an extension on your first mortgage, equity loan, or equity line of credit. To determine eligibility for an extension on an existing mortgage loan, please submit a request here.

Please complete the form if you are interested in a payment deferral Skip-a-Pay on your car loan, personal loan, or line of credit. For credit card skip, please see below Proof of employment will be required. You will not be charged a fee if approved.