Shared Secured Credit Card
The Secure Way to Build Your Credit.
South Bay Credit Union’s Visa® Share-Secured credit card can help you establish a strong credit history and even rebuild damaged credit.
How it Works
You can use your Secured Card like any other credit card: Make purchases, transfer balances, and take cash advances. Your credit limit is determined by the amount of money you have in your secured South Bay Credit Union share account. All the features and benefits are the same as our Platinum VISA card except the credit line on your Secured Card will equal the balance in your account. By using your Secured Card responsibly, you may qualify for an unsecured card with a higher credit limit in the future.