When it comes to home loans, South Bay Credit Union offers the personalized assistance you deserve and the customized products to fit your needs. We are committed to providing members with competitive rates and terms. We also understand how the right home loan can benefit you and your family. Just have a chat with one of our professional loan officers. You’ll be glad you did.
SBCU has several loan programs to serve your needs. You can apply online or meet face-to-face with our loan officer, Rosemarie 424.327.9804. Rosemarie can guide you through our many options including:
- 30-Year Fixed Rate
- 30-Year Adjustable Rate Mortgage – 5/1, 7/1 and 10/1
- 20, 15 and 10-Year Fixed Rate options
- Condo loans
- Investment homes (up to 4 units)
- Flexible terms
- No pre-payment penalties
- First time home buyers with down payments as low as 3%
- Free purchase ready pre-approval to show sellers you are a serious buyer
*Mortgage Promotion Disclosure– Rates shown above are stated as low as. Rates can vary based on individual loan characteristics. Rates can change daily. Displayed rates reflect a 45-day lock period on a 30-year fixed rate product. Refinances are currently locked for 45 days. Internal refinances do not qualify for credit. All documentation must be received to begin the rate lock. This promotion ends December 31, 2021. Maximum Loan Amount $1,500,000. Maximum Loan To Value 80%. Conforming loans maximum LTV is 95%. All applications are subject to credit approval. Loan is secured with a lien on your property. Mortgage loans may not be available in all States. NMLS # 449361.