Personal Line-of-Credit/Overdraft Protection
Fine-tune your finances with a pre-approved, revolving line-of-credit. Use the service as a general credit line, available whenever you need it. Or, use it as overdraft protection for your SBCU checking account! When you spot a bargain or need extra cash, just write a check … you’re covered, apply to find out your pre-approved limit!
Signature Loans let you borrow a specific amount and repay it in open terms.
Share-Secured or Certificate-Secured Loans use your savings or share certificate accounts as collateral to secure this loan and you’ll receive a special low rate … while continuing to earn dividends! (IRAs may not be used to secure loans.)
How to Apply
Access our convenient calculators to see how much your payment would be, how fast you can pay off your existing loan, and many other scenarios.
Arrange loan pre-approval if you are planning a large purchase. Pre-approval also makes it easier to shop within your budget.
Other Member Benefits
We have made arrangements with several partners to offer you discounted programs including insurance. Visit our Member Benefits page for more details.