Easy Steps to Open a Credit Union Account

Online
Verify that you are eligible to open an account with us (scroll down for eligibility list)
Check out the benefits/products and services and get familiar with our services
Have your CA Driver’s license available (you’ll need to send us a photo of it)
Complete the Application online (choose your account option button)
Become a Member Joint Membership

In-Person at one of our branches
Verify that you are eligible to open an account with us (scroll down for eligibility list)
Check out the benefits/products and services and get familiar with our services
Call us to schedule an appointment or visit a branch at your convenience
Please bring the following to your appointment:
- Your CA Driver’s license
- Completed membership application
- $ 5-lifetime membership fee
- Proof of eligibility (utility bill, paycheck, statement)

Call us
Verify that you are eligible to open an account with us (scroll down for eligibility list)
Check out the benefits/products and services and get familiar with our services
Call us at 855-672-4093 and one of our service reps can take your application on the phone
Forms
Open to all who live or work in South Bay

Credit unions exist solely for the purpose of meeting the financial needs of their member-owners. To that end, credit unions not only provide outstanding personal service, but members often earn higher returns on their savings while paying lower rates for loans. Each year, credit unions consistently outshine banks and S&Ls in the area of consumer/member satisfaction.
Credit unions are based on a one-member, one-vote structure, thus giving members the power to direct credit union policy in an effort to meet member needs. This structure is vastly different from the for-profit sector where stockholders vote according to the number of shares of stock they own. Their non-profit status enables credit unions to operate at a lower cost than many for-profit institutions and helps them to offer competitive loan and savings rates.
Who Can Join?
Any and all persons who live, regularly work, currently attend school, or currently worship in the area known as South Bay, California, including those cities/unincorporated areas identified in the following current corresponding zip codes are eligible to join South Bay Credit Union.
Cities | Zip Codes | Cities | Zip Codes |
Carson | 90745, 90746, 90747, 90749, 90810 | Manhattan Beach | 90266, 90267 |
Culver City | 90230, 90231, 90232, 90233 | Marina del Rey | 90292, 90295 |
El Segundo | 90245 | Palos Verdes Peninsula | 90274, 90275 |
Gardena | 90247, 90248, 90249 | Playa del Rey | 90291, 90293, 90296 |
Hawthorne | 90250, 90251 | Playa Vista | 90094 |
Harbor City | 90710 | Rancho Palos Verdes | 90275 |
Hermosa Beach | 90254 | Redondo Beach | 90277, 90278 |
Inglewood | 90301, 90302, 90303, 90304, 90305, 90306, 90307, 90308, 90309, 90310, 90311, 90312, 90313, 90397, 90398 | San Pedro | 90731, 90732, 90733, 90734 |
Lawndale | 90260, 90261 | Torrance | 90501, 90502, 90503, 90504, 90505, 90506, 90507, 90508, 90509, 90510 |
Lomita | 90717 | Venice | 90291, 90292, 90293, 90294, 90295, 90296 |
Los Angeles | 90045, 90056, 90066 | Wilmington | 90744, 90748 |
Chamber Employees and Members
If you are an Employee or Member of El Segundo, Manhattan Beach, or Redondo Beach Chamber of Commerce (or an Employee of an El Segundo Chamber Member), you are welcome to join our South Bay Credit Union family.
This Includes the Following Family Members:
Mothers, fathers, sons, daughters, sisters, brothers, aunts, uncles, nephews, nieces, grandparents, grandchildren, significant others (significant others must reside at the same address), stepchildren, stepparents, step-grandparents, adopted children and organizations of such persons.
And, If you aren’t eligible to join South Bay Credit Union, we encourage you to check here for a credit union to join.