Mobile Pay and South Bay

Never be caught without your card! As soon as your debit and/or credit card is in your hand you’ll be ready to load it into your favorite mobile pay wallet. Adding your cards to your mobile wallet is easy, and in most cases, they are available to use within the same to next business day. We don’t discriminate on your mobile phone choice so we made mobile cards available for all. Click below on your preferred “pay” provider to find out more about your mobile wallet features.

Apple Pay

Apple Pay is a convenient way to pay with your South Bay Credit Union debit or credit card. Your transaction is secure, as your card numbers aren’t stored on the device or on Apple’s® server, so it’s never shared with the merchant.

Use Apple PayTM with your iPhone®  to pay in stores without swiping your card, and in apps without entering payment and contact information. Just pay with a single touch of your finger using Touch ID.

Apple Pay allows you to easily and securely make purchases at participating merchants with South Bay Credit Union debit and credit cards using supported Apple devices…

It’s More Secure Than Carrying Your Wallet.

Every time you hand over your credit or debit card to pay, your card number and identity are visible. With Apple Pay, instead of using your actual credit and debit card numbers when you add your card, a unique Device Account Number is assigned, encrypted, and securely stored in the Secure Element, a dedicated chip in iPhone, and iPad. These numbers are never stored on Apple servers.

And when you make a purchase, the Device Account Number, along with a transaction-specific dynamic security  code, is used to process your payment. So your actual credit or debit card numbersare never shared by Apple with merchants or transmitted with payment.

Since you don’t have to show your credit or debit card, you never reveal your name, card number, or security code to the cashier when you pay in a store.

Learn More About Apple Pay’s Security

It’s Easy.

With iPhone – simply hold your iPhone near the contactless reader with your finger ID or face ID– there’s no need to open an app or wake your display. You don’t even have to look to know your payment information was successfully sent. A subtle vibration and beep let you know.

With Apple Watch – double‑click the side button and hold the display of Apple Watch up to the contactless reader. A gentle tap and beep confirm that your payment information was sent.

Pay within apps – on iPhone and iPad, you can use Apple Pay to pay with a single touch within apps. Checking out is as easy as selecting Apple Pay and placing your finger on Touch ID.

Need More Information?

Learn More About Apple Pay

Apple Pay Support

Apple Pay FAQ

Set up and use Apple Pay with Apple Watch

Apple®, iPhone®, iSight®, Wallet®, and iTunes® are trademarks of Apple, Inc., registered in the U.S. and other countries. Apple Pay™, Apple Watch™, Face ID, and Touch ID are trademarks of Apple, Inc.

Google Pay

Google Pay is now available to use with your South Bay Credit Union debit or credit card. It is the fast, simple way to pay online, in apps, and in stores. Plus, send money to friends, split bills, and cash in on loyalty and rewards – all without your wallet, brought to you by South Bay Credit Union. Pay in stores with your Android phone • Add a credit or debit card from your bank or link your PayPal account in the app • Make safe, secure mobile payments – your card details are encrypted before they’re shared with stores • Speed through checkout at nearby stores and anywhere contactless payments are accepted Pay on the web and in apps • Shop online without re-entering all of your payment information at checkout • Pay fast in Android apps without adding a credit or debit card • Keep payment info safe in your Google Account Keep your information safe and secure • Google Pay protects your payment info with multiple layers of advanced security • Your card details aren’t shared when you pay with your Android phone in stores • Receive the same purchase protection you get with your bank or PayPal account Send cash and split the bill • Send and request money in the app or in Gmail and Android Messages • Use a debit card to transfer money directly to your bank account – no need to cash out • Request cash from up to five friends at once • Tap on a recent purchase in the app to split the bill Access loyalty cards, offers, and more on your smartphone • Find your loyalty program, rewards program, or offer in the app to add your card • Make shopping more rewarding – even if you forget your wallet • Some stores might even send you reminders to use your cards when you arrive, so you can make the most of your rewards Save event tickets, transit cards, and boarding passes • Access tickets and passes right from your mobile phone • Get there fast without digging for your wallet Manage your payment info online or in-app • Your payment methods are synced with your Google Account, so you won’t have to update your information twice Google Pay is available on all non-rooted Android devices (Lollipop 5.0+). Still have questions? Head over to

Samsung Pay

Samsung pay is more than a mobile wallet. Carry your South Bay Credit Union debit and/or credit card on your device so you can pay in person, in-app or online. Plus, earn cashback and get extra rewards for the purchases you make every day using Samsung Pay.

• With Samsung Pay, add all your credit, debit, gift, and membership cards to your devices.* • Samsung Pay has partnered with American Express®, Discover®, MasterCard®, and Visa® payment card networks in conjunction with top U.S. banks. • Get extra rewards for the same purchases you make every day. Samsung Rewards lets you earn points for every purchase. Earn points from your purchases and by using Samsung apps, and then redeem them toward Samsung products and more.• With an extra layer of security, each transaction with Samsung Pay is covered by your bank’s fraud protection and authentication via fingerprint, pin number or iris scan. Your card information is encrypted in a separate and secure data vault. • Samsung Pay is accepted at millions of places. Use it to buy things in stores, on the web, and in participating merchant apps. • Discover deals, gift cards, promotions and offers from thousands of local and national stores.*Only compatible with select cards and participating banks and qualifying Samsung devices. Some features may not be available in some countries.
Still have questions? Learn more:

**Registration required. Terms & Conditions apply. Please check with your carrier provider.