Kiss Your Big Bank Goodbye

It’s time to say smooches to your big Bank. We’ve all seen the headlines; big banks have been caught cheating. It’s easy to join the bandwagon and bash them, but we’re a Credit Union; we operate differently than that. We want the opportunity to show you the “Credit Union Difference.”


Skeptical? Good. It’s always better to rely on the facts, so here are a few to get you thinking. Last year credit union members nationwide collectively saved a staggering $6.3 billion (no, that’s not a typo) by choosing to become a member of their local credit union instead of a customer of one of those big national banks. How do credit unions create that kind of savings? SBCU is like every other credit union—we exist to help our members, not to make a profit. That’s right, we are a not-for-profit financial cooperative. Unlike big banks, which typically have shareholders who divide up the earnings. Rarely do those earnings have any significant benefits for the bank’s customers. SBCU returns its earnings to our members in the form of better rates and lower fees that save you money. Compare rates


In case you aren’t convinced, here are a few more facts. SBCU offers a wealth of convenience with three centrally located branches in the South Bay. Our members have access to a shared credit union network of 30,000 ATMs available nationwide, free of charge, where they can take care of business while away from home. SBCU offers online banking, bill pay, CU Live video banking, text banking, and a mobile banking app that includes mobile check deposit so you can take care of business on the go. If it sounds like everything you need to manage your financial life, then you haven’t missed a thing.


All of those facts create a compelling case for switching to SBCU. But if they were all you considered, you would miss the key difference that we are most proud of, and our members truly appreciate. What is it? It’s our people. It starts with our branch employees who go out of their way to get to know you personally so they can serve you better. And it extends all the way to our volunteer, member-run board who keeps SBCU focused on delivering the kind of service you simply won’t get at a large national bank. Big banks are proud of their earnings and profit margins. We don’t need to worry about those things. We take pride in helping you realize your financial goals. Like our wonderful South Bay community, it’s the people who truly make the difference at SBCU.

We are small enough to care but big enough to serve your needs.

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Refer Friends and Family

Share the love. Do you have friends and family who still bank with the big banks? Refer them to Kiss their big Bank Goodbye and receive a $25 referral bonus*.

With all the benefits that a credit union membership account has to offer, why would you not share the good news with others… and get paid to do so? It’s a win/win. Restrictions do apply, but as long as they qualify for membership, you should be good to go.

Are you ready to refer? CLICK HERE

*Restrictions apply- Friends or family members referred by the current Member must qualify for membership. $25 will be deposited into referring Members account within 30 days of referred friend or family establishing a membership at South Bay Credit Union with completed referral form submitted.

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