Holiday Loan

Get the lowest personal loan rate of the season. Our Holiday Loan will jump-start your holiday shopping. Have your money ready to go when the deals hit the stores.

7.99% APR for 12 months

You choose your loan amount and payment with additional features to make your holiday shopping quick and easy.

Holiday loan features:
  • Fixed rates as low as 7.99% APR*
  • Loan amount up to $5,000
  • No payment until January 15
  • Repayment term up to 12 months
  • No prepayment penalty
  • Same day loan review and funding**
Apply now and have the funds in your account the same day. With a quick and easy application and funding process you never have to step foot into a branch. Electronic loan signing and automatic fund transfers make the holiday loan short and sweet- a holiday treat.

* APR = Annual Percentage Rate. All loans and rates are subject to credit approval and/or creditworthiness. **Same day funding is during regular business hours if submitted before 3 pm. Rates are effective as of October 20, 2022 and subject to change without notice. Holiday loan is available for loans between October 20, 2022 and December 31, 2022 and must be funded by January 15, 2023. To automatically qualify for this promotional rate you must have been a member for over 12 months, have direct deposit to your SBCU savings or checking account enough to cover “all” monthly payments with the credit union, and must be in good standing on all accounts during the last 12 months. Income verification may be required in the form of most current paystubs. If you have filed for bankruptcy within the last 36 months, you will not qualify for this loan.