Combine and Unwind

Combine your debt in to one easy payment and unwind from all of the holiday stress. Your debt consolidation allows you to pay one low payment to one place, at the lowest rate. Bring over your store cards or big-name credit cards and we’re sure to beat your current interest rate and lower your combined monthly payments.

Rates as low as*

8.99% APR*

Plus, no fees and pre-payment penalties ever! Set up your automatic payments and be out of debt with ease.

*APR = Annual Percentage Rate. Published rates as of 01-1-2022, and are subject to change anytime. Rates, terms and loan amounts are based on your creditworthiness; all loans are subject to credit approval. Rate offered will not be lower than 8.99% APR, inclusive of any applicable rate discounts. Verification of income may be required. Accounts to be consolidated will require current statements as proof of debt and balance due. South Bay Credit Union reserves the right to terminate this offer at any time. 

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