How do I?

How to Budget for Big Expenses

How to Budget for Big Expenses No matter how detailed your monthly budget is, life will occasionally throw an unexpected and possibly large expense your way. This may make it difficult to keep your spending consistent from one month to the next. If you’re living paycheck to paycheck or trying to keep spending to a …

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How Credit Scores Work

How Credit Scores Work A good credit score can make your financial life a lot easier. It can save you money when renting an apartment, buying a car or getting a mortgage for your first home. When you apply for credit, your prospective lender assesses the risk you pose as a borrower. Risk assessment is …

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Safety Tips Around Money Sending Through Apps

Peer-to-Peer (P2P) payment platforms such as Zelle, Venmo, Apple Pay, Google Pay, Facebook Payments, and Cash App make it convenient to send someone money from your checking account. Unfortunately, scammers have also discovered this convenience. Many consumers don’t know that payment services have limited if any, fraud protection. Once the money is sent, it’s gone. …

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Tips for buying your first home

Buying a home can be overwhelming for the first time. There are so many steps, tasks, and requirements and you may be anxious about making an expensive mistake. But first-time homebuyers actually enjoy some special advantages created to encourage new entrants into the real estate market. To demystify the process so you get the most …

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