How to Budget for Big Expenses No matter how detailed your monthly budget is, life will occasionally throw an unexpected and possibly large expense your way. This may make it difficult to keep your spending consistent from one month to the next. If you’re living paycheck to paycheck or trying to keep spending to a …
Ways Mobile Banking Apps Make Life Easier From increased visibility into your finances to instant access to banking services, banking apps make life easier. They’ve become one of the most important apps on consumer smartphones. In fact, a 2018 survey found that mobile banking was one of the top three types of apps used by …
How Credit Scores Work A good credit score can make your financial life a lot easier. It can save you money when renting an apartment, buying a car or getting a mortgage for your first home. When you apply for credit, your prospective lender assesses the risk you pose as a borrower. Risk assessment is …
How Buy Now Pay Later Services Affect Your Credit Score “Buy now pay later” apps, otherwise known as point-of-sale loans, are becoming a popular option for consumers to make purchases and pay over time without incurring any interest. It almost seems too good to be true: You’re shopping online, eyeing a pair of shoes that …
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Peer-to-Peer (P2P) payment platforms such as Zelle, Venmo, Apple Pay, Google Pay, Facebook Payments, and Cash App make it convenient to send someone money from your checking account. Unfortunately, scammers have also discovered this convenience. Many consumers don’t know that payment services have limited if any, fraud protection. Once the money is sent, it’s gone. …
Tax season is here and everyone is looking for ways to make the most of their 2022 tax return. But what exactly is a tax return and how can filers get the guaranteed most back? There are a few strategies to keep in mind as you look to get the biggest refund possible and a …
Tax Returns: How To Get The Most Back and How To Spend It Read More »
Buying a home can be overwhelming for the first time. There are so many steps, tasks, and requirements and you may be anxious about making an expensive mistake. But first-time homebuyers actually enjoy some special advantages created to encourage new entrants into the real estate market. To demystify the process so you get the most …
The process of a home renovation can be overwhelming, but there are many things you should consider before starting. From the layout to kitchen appliances, it’s important to get your priorities in order before jumping into anything. Take a look at these five points and see if they apply to you! This is a sponsored …
Recently, the FTC wrote about the Economic Impact Payment debit cards some of you are getting. But they’ve been hearing that some people have had trouble getting money off the card and into your bank account, without visiting an ATM. Treasury heard you, too, so here are some clarified steps for how to do that. …
How to transfer money from your EIP debit card to your bank account Read More »
*South Bay Credit Union does not offer PPP. The information and application provided below is from a trusted partner of South Bay Credit Union but are not affiliated or a product of South Bay Credit Union* find out more on Opportunity Fund Here. APPLY HERE Approved lender list BORROWERS The Paycheck Protection Program (“PPP”) authorizes …
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