Ways Mobile Banking Apps Make Life Easier From increased visibility into your finances to instant access to banking services, banking apps make life easier. They’ve become one of the most important apps on consumer smartphones. In fact, a 2018 survey found that mobile banking was one of the top three types of apps used by …
How Credit Scores Work A good credit score can make your financial life a lot easier. It can save you money when renting an apartment, buying a car or getting a mortgage for your first home. When you apply for credit, your prospective lender assesses the risk you pose as a borrower. Risk assessment is …
How Buy Now Pay Later Services Affect Your Credit Score “Buy now pay later” apps, otherwise known as point-of-sale loans, are becoming a popular option for consumers to make purchases and pay over time without incurring any interest. It almost seems too good to be true: You’re shopping online, eyeing a pair of shoes that …
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Peer-to-Peer (P2P) payment platforms such as Zelle, Venmo, Apple Pay, Google Pay, Facebook Payments, and Cash App make it convenient to send someone money from your checking account. Unfortunately, scammers have also discovered this convenience. Many consumers don’t know that payment services have limited if any, fraud protection. Once the money is sent, it’s gone. …
Tax season is here and everyone is looking for ways to make the most of their 2022 tax return. But what exactly is a tax return and how can filers get the guaranteed most back? There are a few strategies to keep in mind as you look to get the biggest refund possible and a …
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Buying a home can be overwhelming for the first time. There are so many steps, tasks, and requirements and you may be anxious about making an expensive mistake. But first-time homebuyers actually enjoy some special advantages created to encourage new entrants into the real estate market. To demystify the process so you get the most …
Learn about the credit gap and why credit literacy is important for Black and Hispanic students. Education is often viewed as the great equalizer in society. Many students believe that by getting a college degree they can increase their earning potential and access to social and economic resources. However, even as more Black and Hispanic …
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It’s crucial for your family to know the basics of financial literacy, but how do you approach teaching them? Luckily, you’re making financial decisions every day—you simply need to let your kids in on the conversation. What is Financial Literacy? Financial literacy includes many different financial skills and concepts; to be financially literate simply means …
Holiday Account To help you save for holiday expenses, South Bay Credit Union offers a convenient Holiday Club Account. Open an account at any time. Make small deposits daily, weekly, monthly, whichever you choose and watch it grow. Plus it will earn dividends until the day you choose to have it mature. Set up your …
Ahh, summer. Ten sweet yet short weeks to enjoy some of your favorite traditions. Maybe it’s sipping an ice-cold drink on the porch, spending a weekend at the beach, or cooling off with the kids at the pool. Now that you think about it, you might decide to treat yourself to a new porch swing …
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