It’s crucial for your family to know the basics of financial literacy, but how do you approach teaching them? Luckily, you’re making financial decisions every day—you simply need to let your kids in on the conversation. What is Financial Literacy? Financial literacy includes many different financial skills and concepts; to be financially literate simply means …
When you cosign a loan for a friend or family member, you’re putting your own finances and creditworthiness on the line. Here’s what you need to know before you cosign a loan. What’s a cosigner? Why would someone need me to cosign their loan? How do I know what my obligations are if I cosign …
Love happens year-round, not only on Valentine’s Day. Unfortunately, romance scams are the same. So, along with sharing (or not) some chocolate, make Valentine’s Day a time to share with people you care about some ways to spot and avoid romance scams. Because, according to a new FTC report, people sent $547 million to online …
Romance scams in 2021: Fraudsters to the left of you, fakers to the right Read More »
It’s a “tale as old as time.” But unlike Beauty and the Beast, in the online version, the transformation often goes in the opposite direction with the entrancing lover ultimately revealed to be a monster. Of course, everyone knows at least one Romance of the Century that began online. However, people may be reticent to …
Date and switch: Busting five myths about online romance Read More »
Holiday Account To help you save for holiday expenses, South Bay Credit Union offers a convenient Holiday Club Account. Open an account at any time. Make small deposits daily, weekly, monthly, whichever you choose and watch it grow. Plus it will earn dividends until the day you choose to have it mature. Set up your …
The things we do throughout the course of our day give businesses access to information about our habits, tastes, and activities. Some might use it to deliver targeted ads to you or to give you content based on your location, like stores nearby or the weather forecast. Others might sell or share that information. Whether …
The process of a home renovation can be overwhelming, but there are many things you should consider before starting. From the layout to kitchen appliances, it’s important to get your priorities in order before jumping into anything. Take a look at these five points and see if they apply to you! This is a sponsored …
Scammers are doubling down on their efforts to scam people out of their money and personal information. That’s why the FTC and the National Association of Attorneys General (NAAG) are teaming up to remind you: No matter what anyone tells you, you can’t buy COVID-19 vaccines online and there’s no out-of-pocket cost to get the …
Scammers are using a new trick to steal your money and personal information: a bogus COVID vaccine survey. People across the country are reporting getting emails and texts out of the blue, asking them to complete a limited-time survey about the Pfizer, Moderna, or AstraZeneca vaccine. (And no doubt, there may be one for Johnson …
There is a lot of money advice out there, and it feels like there’s even more of it targeted to women these days. That is a great, great thing … usually. Some of it can be well-meaning, but sadly misguided. Here’s what’s itching at me: 1) There’s a lot of discussion about emergency funds, that …
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