Business Loans

We work hard behind the scenes to offer our Members exceptional options and services to best fit their needs. Before you apply for your loan, open your Business Account Membership with South Bay Credit Union HERE

We pride ourselves on establishing high-quality partnerships whose business practices match those of our own. Award-winning and innovative, Opportunity Fund is the nation’s leading non-profit micro-lender. Opportunity Fund began based on the idea that small amounts of money and financial advice could help people make a permanent and lasting change to improve their lives.

Small Business Loan Program

  • Loans from $2,600-$250,000
  • Terms up to 5 years
  • Fast funding – 5 to 7 days on average
  • Non-FICO based
  • No application fee or prepayment penalties

Small Business Loan Requirements

  • Only basic documentation needed, like bank statements and taxes
  • 1 Year in business
  • No credit okay
  • On-time payment history with no liens or delinquencies in the last 12 months
  • Collateral preferred but not required

For more information, please contact
Lindsay Kung Chung, Loan Consultant

What’s the word on the street?: “Lindsay is an amazing resource that takes the time to learn about the client’s situation as well as going the extra mile to help them.”

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